Lynchburg, TN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Jack Daniel Employees Credit Union, founded in 1987, is a community nonprofit that reported $3.1M in total revenue in fiscal year 2025. Expenses of $2.6M left a modest 14% surplus.
To provide credit and financial services for approximately 2,800 members in the form of loan facilities and depository accounts including draft, savings, CD's, IRA's and other financial services.
The organization provides loan facilities of various types including signature and collateralized varieties.
The organization provides depository services in a variety of accounts including savings, draft, certificates and retirement accounts.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $3,090,946 | $3,011,759 | +0.0% |
| Expenses | $2,646,577 | $2,364,537 | +0.1% |
| Net Income | $444,369 | $647,222 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Pam Case | CEO | 40.00 |
Officer
Director
|
$121,494 | $0 | $121,494 |
| Sunya Dangerfield | Operations | 40.00 |
Officer
|
$70,143 | $0 | $70,143 |
| Jessica Horton | Compliance Offi | 40.00 |
Officer
|
$70,143 | $0 | $70,143 |
| Dale Stone | Board Member | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Josh Hornaday | Vice Chairman | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Tommy Cauble | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| John Taylor | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Paul Fletcher | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Scott Parks | Chairman | 1.00 |
Director
|
$0 | $0 | $0 |
| Dusty Hardin | Supervisory | 1.00 |
Director
|
$0 | $0 | $0 |
| Abby Smith | Supervisory | 1.00 |
Director
|
$0 | $0 | $0 |
| Andrew Whitt | Supervisory | 1.00 |
Director
|
$0 | $0 | $0 |
| Lacey Ray | Credit Com | 1.00 |
Director
|
$0 | $0 | $0 |
| W Parks Norman | Credit Com | 1.00 |
Director
|
$0 | $0 | $0 |
| Norma Milligan | Credit Com | 1.00 |
Director
|
$0 | $0 | $0 |
| Anita Camp | Sec/Treasurer | 1.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $3,090,946 | $2,646,577 | $54,207,010 | $444,369 |
| 2024 | $3,011,759 | $2,364,537 | $51,342,510 | $647,222 |
| 2023 | $2,521,389 | $2,132,038 | $48,681,681 | $389,351 |
| 2022 | $1,923,888 | $1,571,133 | $45,817,005 | $352,755 |
| 2021 | $1,761,481 | $1,318,861 | $44,449,913 | $442,620 |
| 2020 | $1,610,478 | $1,350,119 | $37,474,839 | $260,359 |
| 2019 | $1,647,527 | $1,360,626 | $32,901,051 | $286,901 |
| 2018 | $1,523,356 | $1,205,547 | $31,206,257 | $317,809 |
Compare Jack Daniel Employees Credit Union with other nonprofits in Tennessee and across the country.