PORTLAND CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Phone

6153259032

Tax Period

2024-01-01 to 2024-12-31

PORTLAND CHAMBER OF COMMERCE, founded in 1962, is a small nonprofit in the Community Improvement sector that reported $532K in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $133K, a strong 25% operating margin.

Mission

TO EMBRACE OUR AGRICULTURAL HERITAGE, TO SUPPORT AND ENCOURAGE BUSINESS, EDUCATION AND INDUSTRY FOR ECONOMIC GROWTH WHILE WORKING TOGETHER TO MAKE PORTLAND A BETTER PLACE TO LIVE, WORK AND VISIT.

Program Service Accomplishments

Program 1

Expenses: $190,662 Revenue: $228,069

STRAWBERRY FESTIVAL IS AN ANNUAL EVENT WHICH DRAWS APPROXIMATELY 30,000 ATTENDEES. THE CHAMBER ORGANIZES AND MANAGES PORTIONS OF THE STRAWBERRY FESTIVAL SUCH AS THE GOLF TOURNAMENT AND KID TOWN USA...

Program 2

Expenses: $62,366 Revenue: $191,744

PROVIDED BUSINESS SUPPORT AND NETWORKING FOR APPROXIMATELY 230 MEMBERS

Program 3

Expenses: $18,112 Revenue: $19,600

TO PROVIDE UNDERPRIVILEGED CHILDREN WITH SCHOOL SUPPLIES AND BACKPACKS FOR THE UPCOMING SCHOOL YEAR

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $31,799

Program Service Revenue $464,526

Investment Income $0

Other Revenue $35,473

TOTAL REVENUE $531,798

Expense Breakdown

Grants Paid $0

Salaries & Benefits $143,195

Fundraising Expenses $14,485

Program Expenses $286,609

Other Expenses $255,769

TOTAL EXPENSES $398,964

Year-over-Year Comparison

	2024	2023	Change
Revenue	$531,798	$480,256	+0.1%
Expenses	$398,964	$414,197	0.0%
Net Income	$132,834	$66,059	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EMILY GROVES	PRESIDENTCEO	40.00	Highest	$31,417	$0	$31,417
SHERRI FERGUSON	CEO	40.00	Highest	$28,319	$0	$28,319
BONNETTE DAWSON	BOARD MEMBER	1.00	Director	$0	$0	$0
DONNA SADLER	BOARD MEMBER	0.00	Director	$0	$0	$0
JULIE GILMORE	BOARD MEMBER	0.00	Director	$0	$0	$0
MARK INGRAM	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVID SNOOK	BOARD MEMBER	1.00	Director	$0	$0	$0
KIM DELANEY	TREASURER	1.00	Officer	$0	$0	$0
GAIL GENTRY	SECRETARY	1.00	Officer	$0	$0	$0
SHELLY GREGORY	CHAIRMAN	0.00	Officer	$0	$0	$0
MARK HARRISON	VICE CHAIR	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$531,798	$398,964	$1,003,020	$132,834
2023	$480,256	$414,197	$461,181	$66,059
2022	$386,519	$355,966	$375,672	$30,553
2021	$380,175	$299,808	$318,717	$80,367
2020	$204,855	$225,984	$239,251	$-21,129
2019	$278,508	$273,548	$245,850	$4,960
2018	$257,291	$260,071	$231,851	$-2,780