CHATTANOOGA, TN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HABITAT FOR HUMANITY OF GREATER CHATTANOOGA AREA INC, founded in 1985, is a community nonprofit in the Housing & Shelter sector that reported $4.3M in total revenue in fiscal year 2024. The organization ran a surplus of $1.4M, a strong 33% operating margin.
HABITAT FOR HUMANITY OF GREATER CHATTANOOGA (HFH-GC) BRINGS TOGETHER BUSINESSES, CHURCHES, AND OTHER COMMUNITY ORGANIZATIONS IN PARTNERSHIP WITH LOW INCOME FAMILIES TO SPARK AUTHENTIC TRANSFORMATION IN OUR CITY THROUGH THE CONSTRUCTION OF SIMPLE, DECENT, AFFORDABLE AND SAFE HOMES.
THE LARGEST PORTION OF HFH-GC'S PROGRAM IS THE PROCESS OF HOME BUILDING. THIS INCLUDES LAND ACQUISITION AND DEVELOPMENT, HOME DESIGN AND CONSTRUCTION, VOLUNTEER MANAGEMENT, AND RELATED EFFORTS THAT...
THE LARGEST PORTION OF HFH-GC'S PROGRAM IS THE PROCESS OF HOME BUILDING. THIS INCLUDES LAND ACQUISITION AND DEVELOPMENT, HOME DESIGN AND CONSTRUCTION, VOLUNTEER MANAGEMENT, AND RELATED EFFORTS THAT ARE INVOLVED IN THE CREATION OF AFFORDABLE HOMES THAT ARE SOLD AT COMPLETION TO QUALIFIED FAMILIES THROUGH ZERO PERCENT INTEREST LOAN SUPPORT AND AT NO PROFIT.
THE SECOND LARGEST PORTION OF HFH-GC'S PROGRAM IS THE RESTORE OPERATION. RESTORE HELPS RECYCLE NEW AND USED CABINETS, APPLIANCES, LIGHTING, HARDWARE AND OTHER ITEMS DONATED BY AREA BUSINESSES AND...
THE SECOND LARGEST PORTION OF HFH-GC'S PROGRAM IS THE RESTORE OPERATION. RESTORE HELPS RECYCLE NEW AND USED CABINETS, APPLIANCES, LIGHTING, HARDWARE AND OTHER ITEMS DONATED BY AREA BUSINESSES AND INDIVIDUALS INTO THE COMMUNITY, WHILE GENERATING FUNDS TO SUPPORT HABITAT'S WORK IN CHATTANOOGA.
THE THIRD LARGEST PORTION OF HFH-GC'S PROGRAM COVERS THE PROCESS OF RECRUITING AND IDENTIFYING POTENTIAL HABITAT PARTNER FAMILIES, AND WORKING WITH THEM THROUGH THE HABITAT APPLICATION PROCESS, A...
THE THIRD LARGEST PORTION OF HFH-GC'S PROGRAM COVERS THE PROCESS OF RECRUITING AND IDENTIFYING POTENTIAL HABITAT PARTNER FAMILIES, AND WORKING WITH THEM THROUGH THE HABITAT APPLICATION PROCESS, A COMPREHENSIVE HOME OWNERSHIP EDUCATION PROGRAM WHICH INCLUDES COURSES ON HOME MAINTENANCE AND ON FINANCIAL MANAGEMENT, AND FOLLOW UP SUPPORT ONCE THEY ARE LIVING IN THEIR NEW HOME. THIS SUPPORT SPANS THE 30+ YEAR LIFE OF THEIR HABITAT ZERO-INTEREST MORTGAGE.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $4,316,082 | $4,481,395 | 0.0% |
| Expenses | $2,903,087 | $3,221,128 | -0.1% |
| Net Income | $1,412,995 | $1,260,267 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DEREK BULLARD | CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| STEPHEN ADAMS | VICE CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| TERNAE JORDAN JR | DEVELOPMENT CO-CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| TONY SANDERS | TREASURER | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| DON MCDOWELL | SECRETARY | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROWENA BELCHER | GOVERNANCE CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| MARK FEEMSTER | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| KEN STAPLETON | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| BLAKE TODD | DEVELOPMENT CO-CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| FABIOLA ORTIZ SMITH | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| DONNA WILLIAMS | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| CORNELIUS BAYES | HOMEOWNER SERVICES CHAIR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| BRANT MASON | CFO | 60.00 |
Officer
|
$69,073 | $2,966 | $72,039 |
| JENS CHRISTENSEN | PRESIDENT & CEO | 60.00 |
Officer
|
$150,307 | $29,482 | $179,789 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,316,082 | $2,903,087 | $7,797,964 | $1,412,995 |
| 2024 | $4,481,395 | $3,221,128 | $6,361,295 | $1,260,267 |
| 2023 | $3,356,702 | $2,707,621 | $5,095,803 | $649,081 |
| 2022 | $4,430,153 | $3,004,981 | $4,493,598 | $1,425,172 |
| 2021 | $3,116,632 | $2,999,486 | $3,554,837 | $117,146 |
| 2020 | $2,781,839 | $2,989,392 | $3,264,749 | $-207,553 |
| 2019 | $2,568,809 | $2,634,262 | $3,258,889 | $-65,453 |
| 2018 | $3,144,835 | $3,372,209 | $3,287,113 | $-227,374 |
Compare HABITAT FOR HUMANITY OF GREATER CHATTANOOGA AREA INC with other nonprofits in Tennessee and across the country.