UPPER CUMBERLAND ASSOCIATION OF REALTORS INCORPORATED

EIN: 621268440

COOKEVILLE, TN

Total Revenue
$725,019
Total Expenses
$671,572
Total Assets
$1,003,033
Net Assets
$702,674
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Legal Domicile
TN
Principal Officer
CAROL GLOVER
Phone
9315284093
Tax Period
2023-01-01 to 2023-12-31

UPPER CUMBERLAND ASSOCIATION OF REALTORS INCORPORATED is a small nonprofit that reported $725K in total revenue in fiscal year 2023. Expenses of $672K left a modest 7% surplus.

Mission

TO UNITE REAL ESTATE PROFESSIONALS TO EXERT A BENEFICIAL INFLUENCE UPON THE PROFESSION; TO PROMOTE AND MAINTAIN HIGH STANDARDS OF CONDUCT AS EXPRESSED IN THE CODE OF ETHICS OF THE NATIONAL ASSOCIATION OF RELATORS; AND TO FURTHER THE INTEREST OF PROPERTY OWNERS AND THOSE ENGAGED IN THE REAL ESTATE PROFESSION WHEREBY THEIR INTERESTS MAY BE SAFEGUARDED AND ADVANCED.

Program Service Accomplishments

Program 1

MLS MANAGEMENT

Program 2

REVENUES AND EXPENDITURES RELATED TO UNITING REAL ESATE PROFESSIONS SUCH AS EDUCATION, ETC. TO EXERT A BENEFICIAL INFLUENCE UPON THE PROFESSION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $723,506
Investment Income $11,338
Other Revenue $-9,825
TOTAL REVENUE $725,019

Expense Breakdown

Grants Paid $0
Salaries & Benefits $108,419
Fundraising Expenses $0
Other Expenses $386,226
TOTAL EXPENSES $671,572

Year-over-Year Comparison

2023 2022 Change
Revenue $725,019 $685,104 +0.1%
Expenses $671,572 $555,873 +0.2%
Net Income $53,447 $129,231 -0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

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Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
10
Independent Members
10
Employees
3
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$58,877
Total Directors
10
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CAROL GLOVER EXECUTIVE VP 40.00
Officer
$58,877 $0 $58,877
JOHN BILLINGS SECRETARY N/A
Officer Director
$0 $0 $0
VICTOR BULLARD DIRECTOR N/A
Director
$0 $0 $0
LIBBY CAPPS PRESIDENT N/A
Officer Director
$0 $0 $0
SHANNON JOHNSON DIRECTOR N/A
Director
$0 $0 $0
ELAINA MORGAN DIRECTOR N/A
Director
$0 $0 $0
KELLY MORGAN TREASURER N/A
Officer Director
$0 $0 $0
SHIRLEY RIDDLE DIRECTOR N/A
Director
$0 $0 $0
SHERRI SMITH DIRECTOR N/A
Director
$0 $0 $0
AMANDA WEIGAND-SELBY PRESIDENT EL N/A
Officer Director
$0 $0 $0
DARREN WILSON PAST PRESIDE N/A
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $725,019 $671,572 $1,003,033 $53,447
2022 $685,104 $555,873 $946,222 $129,231
2021 $582,855 $482,976 $765,805 $99,879
2020 $541,150 $446,587 $640,674 $94,563
2019 $466,582 $427,257 $535,107 $39,325
2018 $398,533 $378,178 $484,634 $20,355
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