WHITE HOUSE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

AMANDA CHRISTENSON

Phone

6157272384

Tax Period

2024-04-01 to 2025-03-31

WHITE HOUSE CHAMBER OF COMMERCE is a small nonprofit in the Community Improvement sector that reported $540K in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. The organization ran a surplus of $91K, a strong 17% operating margin.

Mission

COMMUNITY EVENTS TO PROMOTE LOCAL AREA BUSINESSES. BUSINESS FAIRS AND NETWORKING OPPORTUNITIES. HOLIDAY EXTRAVAGANZA WHICH IS OPEN TO THE PUBLIC.

Program Service Accomplishments

Program 1

Expenses: $256,701

COMMUNITY EVENTS TO PROMOTE LOCAL AREA BUSINESSES. JULY 4TH CELEBRATION AND SUMMER CARNIVAL WHICH ARE OPEN TO THE PUBLIC. BUSINESS FAIRS AND NETWORKING OPPORTUNITIES. HOLIDAY EXTRAVANGANZA WHICH IS...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $384,246

Program Service Revenue $147,837

Investment Income $6,712

Other Revenue $833

TOTAL REVENUE $539,628

Expense Breakdown

Grants Paid $2,755

Salaries & Benefits $190,652

Fundraising Expenses $43,786

Program Expenses $256,701

Other Expenses $255,352

TOTAL EXPENSES $448,759

Year-over-Year Comparison

	2024	2023	Change
Revenue	$539,628	$470,907	+0.1%
Expenses	$448,759	$375,157	+0.2%
Net Income	$90,869	$95,750	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$85,584

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMANDA CHRISTENSON	Director	40.00	Officer	$85,584	$0	$85,584
JOSH WHITE	Chairman	20.00	Officer	$0	$0	$0
TAL PLUMLEE	PAST CHAIRMAN	15.00	Officer	$0	$0	$0
ERIC BERNER	INCOMING CHAIR	15.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$539,628	$448,759	$612,791	$90,869
2024	$470,907	$375,157	$471,624	$95,750
2023	$335,408	$402,048	$364,478	$-66,640
2022	$333,308	$321,335	$449,682	$11,973
2021	$182,736	$190,367	$402,523	$-7,631
2020	$266,818	$244,487	$330,005	$22,331
2019	$277,658	$217,611	$306,501	$60,047
2018	$255,143	$192,604	$245,302	$62,539