Access Services of Middle Tennessee

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

Linda Judeich

Phone

6152486733

Tax Period

2020-07-01 to 2021-06-30

Access Services of Middle Tennessee, founded in 1990, is a micro nonprofit that reported $964 in total revenue in fiscal year 2020. Revenue surged 87% from the prior year, signaling strong growth momentum. Expenses of $16K exceeded revenue, resulting in a 1530% operating deficit.

Mission

Provides support services to individuals with disabilities in the form of outreach, training education, consultants and referrals requarding use of assistive technologies.

Program Service Accomplishments

Program 1

Provides support services to individuals with disabilities in the form of outreach, training, education, consultants and referrals reguarding use of assistive technologies.

Program 2

Expenses: $15,000

Grants to other non profit organizations

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $964

TOTAL REVENUE $964

Expense Breakdown

Grants Paid $15,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $15,000

Other Expenses $711

TOTAL EXPENSES $15,711

Year-over-Year Comparison

	2020	2019	Change
Revenue	$964	$516	+0.9%
Expenses	$15,711	$92,694	-0.8%
Net Income	$-14,747	$-92,178	-0.8%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Barbara Talbert	President	001.00	Officer Director	$0	$0	$0
George Bozzell	Vice President	001.00	Officer Director	$0	$0	$0
Kerri Harwood	Secretary	001.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$964	$15,711	No data	$-14,747
2020	$516	$92,694	$19,109	$-92,178
2019	$252,664	$263,588	$109,176	$-10,924