Rural Resources

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

Sarah Creutzinger

Phone

4236368171

Tax Period

2024-01-01 to 2024-12-31

Rural Resources, founded in 1993, is a small nonprofit in the Environment sector that reported $235K in total revenue in fiscal year 2024. Revenue decreased 13% compared to the prior year. Expenses of $261K exceeded revenue, resulting in a 11% operating deficit.

Mission

To connect farms, foods, and familiesby facilitating learning experiences to preserve farmland, natural resources, and sustainable agricultural practices to build a vibrant local food economy.

Program Service Accomplishments

Program 1

Expenses: $115,417

Teen Training Program a multi-faceted program including gardening and cooking with children

Program 2

Expenses: $129,512

Holley Creek Farm educational programming including a Farm Day Camp, Grazing Club, and school field trips. Workshops focus on various aspects of sustainable agriculture.

Program 3

Expenses: $4,509

Outreach works with low-income community members to grow home gardens, schools to organize pop-up farmers markets for chldren, and takes local food to community events to promote local food and...

Outreach works with low-income community members to grow home gardens, schools to organize pop-up farmers markets for chldren, and takes local food to community events to promote local food and health.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $197,593

Program Service Revenue $20,872

Investment Income $5

Other Revenue $16,123

TOTAL REVENUE $234,593

Expense Breakdown

Grants Paid $0

Salaries & Benefits $136,035

Fundraising Expenses $639

Program Expenses $249,438

Other Expenses $124,730

TOTAL EXPENSES $260,765

Year-over-Year Comparison

	2024	2023	Change
Revenue	$234,593	$268,225	-0.1%
Expenses	$260,765	$322,269	-0.2%
Net Income	$-26,172	$-54,044	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Brent Woolsey	Director	001.00	Director	$0	$0	$0
Dawn White	Director	001.00	Director	$0	$0	$0
Carley Lester	Director	001.00	Director	$0	$0	$0
Lori Tipton	President	001.00	Officer	$0	$0	$0
Emily Bidgood	Vice President Treasurer	001.00	Officer	$0	$0	$0
Brooke Wedding	Secretary	001.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$234,593	$260,765	$804,696	$-26,172
2023	$268,225	$322,269	$836,818	$-54,044
2022	$177,007	$229,219	$890,330	$-52,212
2021	$162,527	$220,295	$947,702	$-57,768
2020	$241,377	$257,314	$1,003,778	$-15,937
2019	$230,294	$301,293	$1,036,231	$-70,999
2018	$353,897	$293,788	$1,100,695	$60,109