NO GREATER JOY MINISTRIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

MICHAEL PEARL

Phone

9315933115

Tax Period

2024-07-01 to 2025-06-30

NO GREATER JOY MINISTRIES INC, founded in 2001, is a community nonprofit in the Religion sector that reported $1.5M in total revenue in fiscal year 2024. Expenses of $1.3M left a modest 14% surplus.

Mission

RELIGIOUS TEACHING ON CHILD TRAINING, FAMILY RELATIONSHIPS, AND A FOCUS ON EVANGELISM.

Program Service Accomplishments

Program 1

Expenses: $42,038 Revenue: $0

FOREIGN AND HOME MISSIONARIES IN CAMBODIA, THAILAND, LAOS, UKRAINE, SOUTH KOREA, AND OTHER LOCATIONS, COMMUNITY AID, AND PRISON MINISTRY PROVIDE SUPPORT TO ORGANIZATIONS THAT ASSIST SUBSTANCE ABUSE...

Program 2

Expenses: $1,013,929

PUBLICATION OF NO GREATER JOY MAGAZINE WHICH CONTAINS CHILD TRAINING MATERIAL FOR PARENTS AND DEVELOP AND DISTRIBUTE CHILD/PARENT TRAINING MATERIALS FOR FAMILIES IN SEVERAL LANGUAGES.

Program 3

N/A

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,244,179

Program Service Revenue $0

Investment Income $6,816

Other Revenue $277,615

TOTAL REVENUE $1,528,610

Expense Breakdown

Grants Paid $42,038

Salaries & Benefits $399,975

Fundraising Expenses $39,461

Program Expenses $1,055,967

Other Expenses $878,579

TOTAL EXPENSES $1,320,592

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,528,610	$1,530,448	0.0%
Expenses	$1,320,592	$1,748,229	-0.2%
Net Income	$208,018	$-217,781	-2.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$69,221

Total Directors

$153,511

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL PEARL	PRESIDENT/CEO	40.00	Officer Director	$69,221	$0	$69,221
DEBORAH PEARL	VICE PRESIDENT	20.00	Officer Director	$0	$0	$0
BILL BELL	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
GABRIEL PEARL	DIRECTOR	1.00	Director	$0	$0	$0
LARRY YODER	DIRECTOR	1.00	Director	$0	$0	$0
JOHN GRIMES	DIRECTOR	40.00	Director	$32,090	$0	$32,090
ADAM BARBER	DIRECTOR	40.00	Director	$52,200	$0	$52,200
RACHEL STOLL	DIRECTOR	1.00	Director	$0	$0	$0
NATHAN PEARL	DIRECTOR	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,528,610	$1,320,592	$1,170,292	$208,018
2024	$1,530,448	$1,748,229	$971,853	$-217,781
2023	$1,414,076	$1,479,810	$1,264,595	$-65,734
2022	$1,518,401	$1,539,785	$1,259,271	$-21,384
2021	$1,283,810	$970,883	$1,223,754	$312,927
2020	$1,062,864	$1,020,036	$968,800	$42,828
2019	$946,862	$1,044,609	$899,922	$-97,747
2018	$998,814	$851,142	$964,629	$147,672