Germantown Swim Team Association (EIN 621873783) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

Trish Ford

Phone

9013092684

Tax Period

2024-01-01 to 2024-12-31

Germantown Swim Team Association, founded in 2005, is a small nonprofit in the Recreation & Sports sector that reported $220K in total revenue in fiscal year 2024. The organization ran a surplus of $42K, a strong 19% operating margin.

Mission

Germantown Swim Team is a year-round competitive program supported by volunteers with the purpose and dedication to support and advance the sport of swimming. GST has helped young athletes build character, leadership and discipline, and provided them with the goal-oriented training and competition. This type of vision has allowed GST to produce many Regional, National and Collegiate Level swimmers.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $212,842

Program Service Revenue $6,847

Investment Income $0

Other Revenue $0

TOTAL REVENUE $219,689

Expense Breakdown

Grants Paid $0

Salaries & Benefits $86,779

Fundraising Expenses $0

Program Expenses $171,684

Other Expenses $90,998

TOTAL EXPENSES $177,777

Year-over-Year Comparison

	2024	2023	Change
Revenue	$219,689	$227,337	0.0%
Expenses	$177,777	$160,594	+0.1%
Net Income	$41,912	$66,743	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Matt Maynard	President	10.00	Officer Director	$0	$0	$0
Heather Isaac	Treasurer	10.00	Officer Director	$0	$0	$0
Lauren Cleek	Vice President	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$227,337	$160,594	$116,618	$66,743
2024	$219,689	$177,777	$158,530	$41,912
2019	$40,733	$64,909	No data	$-24,176

Germantown Swim Team Association