National Association of Letter Car… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

Belinda Williams

Phone

9017255987

Tax Period

2025-01-01 to 2025-12-31

National Association of Letter Carriers Branch 27, founded in 1905, is a small nonprofit that reported $373K in total revenue in fiscal year 2025. Expenses of $322K left a modest 14% surplus.

Mission

Effective union representation of members of the National Association of Letter Carriers Chickasaw Merged Bluff City Branch 27 in West Tennessee. The purpose of this association is to promote the welfare of each and every member and work to improve the overall performance ot the United States Postal Service.

Program Service Accomplishments

Program 1

Expenses: $291,323 Revenue: $373,199

Continuous Satisfactory Membership Representation

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $373,191

Program Service Revenue $0

Investment Income $8

Other Revenue $0

TOTAL REVENUE $373,199

Expense Breakdown

Grants Paid $0

Salaries & Benefits $213,489

Fundraising Expenses $0

Program Expenses $291,323

Other Expenses $108,345

TOTAL EXPENSES $321,834

Year-over-Year Comparison

	2025	2024	Change
Revenue	$373,199	$359,834	+0.0%
Expenses	$321,834	$385,314	-0.2%
Net Income	$51,365	$-25,480	-3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

653

Independent Members

653

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$175,994

Total Directors

$179,799

Key Employees

$170,276

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John T Walker Jr	President	040.00	Officer Director Key Emp	$124,455	$0	$124,455
Charissa Dotson	Executive Vice President	040.00	Officer Director Key Emp	$20,398	$0	$20,398
Beliinda Williams	Treasurer	030.00	Officer Director Key Emp	$16,248	$0	$16,248
Steven Wright	FFinancial Recording Secretary	001.00	Director Key Emp	$3,805	$0	$3,805
Alice Michelle Johnson	Financial Recording Secretary	001.00	Officer Director Key Emp	$2,790	$0	$2,790
Andrea Richardson	Vice President	030.00	Officer Director Key Emp	$2,580	$0	$2,580
Terrance Johnson	Chairman of Trustess	000.50	Officer Director	$2,270	$0	$2,270
Maurice Hill	OWCP Representative	003.00	Officer Director	$2,196	$0	$2,196
Kimberly Meeks	Health Benefits Rep	000.50	Officer Director	$1,928	$0	$1,928
Branton Scaife	Trustee	000.50	Officer Director	$875	$0	$875
Russell Green Jr	Trustee	000.50	Officer Director	$754	$0	$754
Johnel Isaac	Director of Retirees	000.50	Officer Director	$600	$0	$600
Derek J Morgan	Sargent at Arms	000.50	Officer Director	$450	$0	$450
Lashawna Owens	Chaplain	000.50	Officer Director	$450	$0	$450
Karen Phillips	Mutual Benefits Rep	000.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$373,199	$321,834	$474,531	$51,365
2024	$359,834	$385,314	$428,574	$-25,480
2023	$368,820	$398,868	$463,833	$-30,048
2022	$331,761	$394,749	$503,013	$-62,988
2021	$392,915	$294,807	$576,182	$98,108
2020	$400,348	$324,881	$486,046	$75,467
2019	$426,631	$350,088	$514,446	$76,543
2018	$412,381	$378,335	$520,066	$34,046

National Association of Letter Carriers Branch 27