NATIONAL COUNCIL OF JEWISH WOMEN N… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1901

Legal Domicile

Principal Officer

KIMBERLY LAPIDUS

Phone

6154913362

Tax Period

2024-07-01 to 2025-06-30

NATIONAL COUNCIL OF JEWISH WOMEN NASHVILLE SECTION, founded in 1901, is a small nonprofit in the Community Improvement sector that reported $199K in total revenue in fiscal year 2024. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $93K, a strong 47% operating margin.

Mission

RELIGIOUS BASED ORGANIZATION PROVIDING SUPPORT FOR EDUCATIONAL AND COMMUNITY SERVICES.

Program Service Accomplishments

Program 1

Expenses: $31,974

THE NASHVILLE SECTION OF THE NATIONAL COUNCIL OF JEWISH WOMEN IS VOLUNTEER ORGANIZATION, INSPIRED BY JEWISH VALUES. IT WORKS THROUGH VARIOUS PROGRAMS OF RESEARCH, EDUCATION, ADVOCACY, AND COMMUNITY SERVICE TO IMPROVE THE QUALITY OF LIFE FOR WOMEN, CHILDREN, AND FAMILIES; AND STRIVES TO ENSURE INDIVIDUAL RIGHTS AND FREEDOMS FOR ALL. THESE GOALS ARE ACHIEVED BY PROVIDING FINANCIAL AND VOLUNTEERING SUPPORT TO VARIOUS EXTERNAL ASSOCIATIONS, WHICH ARE DIRECTLY INVOLVED IN THE PROGRAMS. IN ADDITION, THE SENIOR FRIENDS AND THE SNACK BOX PROGRAMS ARE ADMINISTERED DIRECTLY. SENIOR FRIENDS IS AN OUTREACH TO SENIOR CITIZENS IN THE LOCAL JEWISH COMMUNITY THROUGH VISITS AND HOLIDAY GIFTS. THE SNACK BOX PROGRAM PROVIDES SNACKS TO CHILDREN AND THEIR ATTENDEES.

Program 2

SCHOLARSHIP/LOAN FUND: OFFERS INTEREST FREE LOANS TO WORTHY STUDENTS, WHO OTHERWISE MAY NOT BE ABLE TO COMPLETE THEIR EDUCATION. FUNDING IS FROM PUBLIC CONTRIBUTIONS, ALLOCATIONS FROM THE GENERAL...

SCHOLARSHIP/LOAN FUND: OFFERS INTEREST FREE LOANS TO WORTHY STUDENTS, WHO OTHERWISE MAY NOT BE ABLE TO COMPLETE THEIR EDUCATION. FUNDING IS FROM PUBLIC CONTRIBUTIONS, ALLOCATIONS FROM THE GENERAL OPERATIONS, AND REPAYMENTS BY PAST RECIPIENTS. THE LOANS ARE ADMINISTERED BY THE SCHOLARSHIP LOAN COMMITTEE. A RECIPIENT MAY RECEIVE UP TO $4,000 PER YEAR. CURRENTLY THERE ARE 36 STUDENTS WHO HAVE RECEIVED LOANS AND ARE CONTINUING TO REPAY THE BALANCE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $66,530

Program Service Revenue $0

Investment Income $143,849

Other Revenue $-11,778

TOTAL REVENUE $198,601

Expense Breakdown

Grants Paid $31,974

Salaries & Benefits $47,539

Fundraising Expenses $0

Program Expenses $31,974

Other Expenses $25,963

TOTAL EXPENSES $105,476

Year-over-Year Comparison

	2024	2023	Change
Revenue	$198,601	$158,351	+0.3%
Expenses	$105,476	$81,889	+0.3%
Net Income	$93,125	$76,462	+0.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
APRIL NEMER	SECRETARY	2.00	Officer Director	$0	$0	$0
BRYNA MODY	VP ADVOCACY	2.00	Officer Director	$0	$0	$0
ERIN COLEMAN	IMMEDIATE PAST PRESIDENT	2.00	Officer Director	$0	$0	$0
FELICIA ABRAMSON	VP MEMBERSHIP	2.00	Officer Director	$0	$0	$0
HARRIET WORKMAN	VP MEMBERSHIP	2.00	Officer Director	$0	$0	$0
HAYLEY KUPIN	VP PROGRAMMING	2.00	Officer Director	$0	$0	$0
JORDANA LOEB	VP ADVOCACY	2.00	Officer Director	$0	$0	$0
JULIE FORTUNE	SECRETARY	2.00	Officer Director	$0	$0	$0
JULIE GALBIERZ	VP PROJECTS	2.00	Officer Director	$0	$0	$0
KIMBERLY LAPIDUS	TREASURER	4.00	Officer Director	$0	$0	$0
LA QUITA MARTIN	VP ADVOCACY	2.00	Officer Director	$0	$0	$0
LINDSEY ROSEN	VP PROGRAMMING	2.00	Officer Director	$0	$0	$0
MARCI KLEINROCK	PRESIDENT	2.00	Officer Director	$0	$0	$0
OLIVIA HELLER	TREASURER	2.00	Officer Director	$0	$0	$0
RACHEL FRIEDMAN	VP MEMBERSHIP	2.00	Officer Director	$0	$0	$0
RACHEL WHITNEY	VP ADVOCACY	2.00	Officer Director	$0	$0	$0
REBECCA KADURU	VP PROGRAMMING	2.00	Officer Director	$0	$0	$0
SHERI ROSENBERG	PRESIDENT	2.00	Officer Director	$0	$0	$0
STEPHANIE KIRSCHNER	IMMEDIATE PAST PRESIDENT	4.00	Officer Director	$0	$0	$0
STEPHANIE KORN	VP PROGRAMMING	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$198,601	$105,476	$3,012,298	$93,125
2024	$158,351	$81,889	$2,702,194	$76,462
2023	$118,585	$93,873	$2,399,366	$24,712
2022	$165,258	$89,423	$2,226,238	$75,835
2021	$150,051	$73,713	$2,560,677	$76,338
2020	$108,070	$45,031	$2,105,222	$63,039
2019	$126,339	$81,748	$2,062,495	$44,591
2018	$134,818	$75,630	$2,021,783	$59,188

NATIONAL COUNCIL OF JEWISH WOMEN NASHVILLE SECTION