BUSINESS & PROFESSIONAL FOUNDATION (EIN 626163571) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

CINDY BOSKIND

Phone

6153848431

Tax Period

2024-01-01 to 2024-12-31

BUSINESS & PROFESSIONAL FOUNDATION, founded in 1966, is a micro nonprofit that reported $19K in total revenue in fiscal year 2024. Revenue surged 66% from the prior year, signaling strong growth momentum. The organization ran a surplus of $13K, a strong 70% operating margin.

Mission

To substantially assist in providing for adequate housing for organized church groups of the Kentucky-Tennessee Conference of Seventh-day Adventists that will be representative of the high standards and ideals of the denomination through no interest and/or low interest loans.To assist in evangelical, educational, medical and welfare programs of the Kentucky- Tennessee Conference of Seventh-day Adventists at the discretion of the Board of Directors and as funds are available. To function in any way provided by the charter of the organization as deemed wise and appropriate by the Board of Directors.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $109

Program Service Revenue $786

Investment Income $17,922

Other Revenue $0

TOTAL REVENUE $18,817

Expense Breakdown

Grants Paid $4,955

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $4,955

Other Expenses $672

TOTAL EXPENSES $5,627

Year-over-Year Comparison

	2024	2023	Change
Revenue	$18,817	$11,305	+0.7%
Expenses	$5,627	$1,021	+4.5%
Net Income	$13,190	$10,284	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CINDY BOSKIND	President	0.25	Director	$0	$0	$0
ERVIN BROWN	Treasurer	1.00	Officer Director	$0	$0	$0
SILKE HUBBARD	Board Member	0.25	Director	$0	$0	$0
AMBER GALLINA	Board Member	1.00	Director	$0	$0	$0
SHELLY MILLER	BOARD MEMBER	0.25	Director	$0	$0	$0
NELSON SILVA	Board Member	0.25	Director	$0	$0	$0
DESIREE GOFF	BOARD MEMBER	0.25	Officer Director	$0	$0	$0
CINDY DAVIS	Secretary	0.25	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$18,817	$5,627	$676,401	$13,190
2023	$11,305	$1,021	$659,509	$10,284
2022	$9,454	$196	$649,225	$9,258
2021	$8,100	$4,850	$640,317	$3,250
2020	$24,747	$220	$636,717	$24,527
2019	$13,597	$11,284	$612,190	$2,313
2018	$9,471	$6,052	$609,878	$3,419

BUSINESS & PROFESSIONAL FOUNDATION