DEMOPOLIS AREA CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

HEIDI NETTLES

Phone

3342890270

Tax Period

2023-01-01 to 2023-12-31

DEMOPOLIS AREA CHAMBER OF COMMERCE is a small nonprofit in the Community Improvement sector that reported $511K in total revenue in fiscal year 2023. The organization ran a surplus of $312K, a strong 61% operating margin.

Mission

THE MISSION OF THE DEMOPOLIS AREA CHAMBER OF COMMERCE IS TO PROVIDE LEADERSHIP AND COORDINATION FOR THE ADVANCEMENT OF ECONOMIC VITALITY AND QUALIFY OF LIFE FOR THE TOTAL COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $81,184 Revenue: $106,480

ASSISTING BUSINESSES WITH LEADERSHIP AND COORDINATION FOR THE ADVANCEMENT OF ECONOMIC VITALITY.

Program 2

Expenses: $72,455 Revenue: $129,684

HOST THE ANNUAL "CHRISTMAS ON THE RIVER" EVENT FOR THE COMMUNITY

Program 3

Expenses: $15,605 Revenue: $4,713

HOST ANNUAL "CHAMBER CELEBRATION" FOR MEMBERS AND POTENTIAL MEMBERS, ANNUAL FREEDOM ON THE RIVER, AND OTHER CHAMBER ACTIVITES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $370,145

Program Service Revenue $140,359

Investment Income $54

Other Revenue $78

TOTAL REVENUE $510,636

Expense Breakdown

Grants Paid $0

Salaries & Benefits $78,566

Fundraising Expenses $0

Program Expenses $169,244

Other Expenses $119,762

TOTAL EXPENSES $198,328

Year-over-Year Comparison

	2023	2022	Change
Revenue	$510,636	$485,489	+0.1%
Expenses	$198,328	$231,887	-0.1%
Net Income	$312,308	$253,602	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRITTANY ANDERSON	BOARD MEMBER	N/A	Director	$0	$0	$0
STACY ASHE	FINANCE	N/A	Officer Director	$0	$0	$0
CLAIRE BELL	BOARD MEMBER	N/A	Director	$0	$0	$0
HILLARY FISHER	BOARD MEMBER	N/A	Director	$0	$0	$0
DONNA SUE GANDY	BOARD MEMBER	N/A	Director	$0	$0	$0
KELLY HELMS	BOARD MEMBER	N/A	Director	$0	$0	$0
AMIE MILLER	BOARD MEMBER	N/A	Director	$0	$0	$0
HEIDI NETTLES	PRESIDENT	N/A	Officer Director	$0	$0	$0
JOHN SCOTT	BOARD MEMBER	N/A	Director	$0	$0	$0
CHAD SEALE	BOARD MEMBER	N/A	Director	$0	$0	$0
DEE WRIGHT	BOARD MEMBER	N/A	Director	$0	$0	$0
SUZANNE YOUNG	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$510,636	$198,328	$665,110	$312,308
2022	$485,489	$231,887	$352,794	$253,602
2021	$229,141	$206,116	$98,287	$23,025