GREENVILLE AREA CHAMBER OF COMMERCE (EIN 630087823) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

TRACY SALTER

Phone

3343823251

Tax Period

2023-01-01 to 2023-12-31

GREENVILLE AREA CHAMBER OF COMMERCE, founded in 1943, is a small nonprofit that reported $148K in total revenue in fiscal year 2018. Expenses of $133K left a modest 10% surplus.

Mission

THE CHAMBER IS A MEMBER ORGANIZATION WHOSE PURPOSE IS TO PROMOTE COMMERCE AND BUSINESS IN THE GREENVILLE ALABAMA AREA

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $9,750

Program Service Revenue $61,139

Investment Income $323

Other Revenue $15,433

TOTAL REVENUE $86,645

Expense Breakdown

Grants Paid $1,000

Salaries & Benefits $1,931

Fundraising Expenses $0

Other Expenses $96,620

TOTAL EXPENSES $99,551

Year-over-Year Comparison

	2023	2022	Change
Revenue	$86,645	$81,922	+0.1%
Expenses	$99,551	$92,585	+0.1%
Net Income	$-12,906	$-10,663	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$1,192

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRIAN MOSS	PRESIDENT	0.60	Officer	$0	$0	$0
ADAM KEITH	PRESIDENT ELECT	0.60	Officer	$0	$0	$0
DAVID NORRELL	1ST VP	0.60	Officer	$0	$0	$0
TIM HOLP	2ND VP	0.60	Officer	$0	$0	$0
JEHLE PIGGOTT	3RD VP	0.60	Officer	$0	$0	$0
DAVE CRENSHAW	PAST PRESIDENT	0.60	Officer	$0	$0	$0
TRACY SALTER	EXECUTIVE DIRECTOR	40.00	Director	$1,192	$0	$1,192

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$86,645	$99,551	$73,023	$-12,906
2022	$81,922	$92,585	$85,929	$-10,663
2021	$107,217	$62,335	$96,592	$44,882
2020	$135,056	$140,872	$51,979	$-5,816
2019	$182,615	$160,434	$59,485	$22,181
2018	$147,925	$133,076	$37,241	$14,849

GREENVILLE AREA CHAMBER OF COMMERCE