OPELIKA CHAMBER OF COMMERCE INC (EIN 630156167) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1940

Legal Domicile

Phone

3347454861

Tax Period

2024-06-01 to 2025-05-31

Opelika Chamber of Commerce Inc, founded in 1940, is a small nonprofit that reported $523K in total revenue in fiscal year 2018. Revenue decreased 7% compared to the prior year.

Mission

THE MISSION OF THE OPELIKA CHAMBER IS TO STRENGTHEN THE COMMUNITY AS THE CHAMPION OF BUSINESS AND TO MAINTIAN A FOCUS OF FOUR KEY PILLARS: BUILD BRIDGES, CULTIVATE COMMUNITY, ELEVATE BUSINESS AND ACHIEVE EXCELLENCE.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $340,346

Program Service Revenue $128,150

Investment Income $6,549

Other Revenue $685,606

TOTAL REVENUE $1,160,651

Expense Breakdown

Grants Paid $0

Salaries & Benefits $633,177

Fundraising Expenses $0

Program Expenses $578,298

Other Expenses $567,708

TOTAL EXPENSES $1,200,885

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,160,651	$1,043,001	+0.1%
Expenses	$1,200,885	$1,039,285	+0.2%
Net Income	$-40,234	$3,716	-11.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE SUTTERER	DIRECTOR	5.00	Director	$0	$0	$0
JAY JONES	DIRECTOR	5.00	Director	$0	$0	$0
ROBYN BRIDGES	DIRECTOR	5.00	Director	$0	$0	$0
BARBI AGRICOLA	DIRECTOR	5.00	Director	$0	$0	$0
NICHOLAS ARMISTEAD	DIRECTOR	5.00	Director	$0	$0	$0
LAUREL CALLAWAY	DIRECTOR	5.00	Director	$0	$0	$0
STEVE PELHAM	DIRECTOR	5.00	Director	$0	$0	$0
AYANNA THOMAS	DIRECTOR	5.00	Director	$0	$0	$0
BILLY PLUMMER	DIRECTOR	5.00	Director	$0	$0	$0
LAURA COOPER	DIRECTOR	5.00	Director	$0	$0	$0
EVAN CRAWFORD	DIRECTOR	5.00	Director	$0	$0	$0
AL MCCAMBRY	DIRECTOR	5.00	Director	$0	$0	$0
NATHAN MURPHY	DIRECTOR	5.00	Director	$0	$0	$0
GINGER STERN	DIRECTOR	5.00	Director	$0	$0	$0
MALCOLM MARSHALL	DIRECTOR	5.00	Director	$0	$0	$0
MORGAN VICKERS	DIRECTOR	5.00	Director	$0	$0	$0
ALI RAUCH	PRESIDENT	45.00	Officer	$0	$0	$0
LINDA NORTH	PAST CHAIRMAN	5.00	Officer	$0	$0	$0
JASON BRYANT	CHAIRMAN	5.00	Officer	$0	$0	$0
CHUCK BEAMS	TREASURER	5.00	Officer	$0	$0	$0
CLAY LANE	VICE CHAIRMAN	5.00	Officer	$0	$0	$0
RAVEN HARVIS	SECRETARY	5.00	Officer	$0	$0	$0
TABATHA WHITE	CHAIR ELECT	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,160,651	$1,200,885	$375,940	$-40,234
2024	$1,043,001	$1,039,285	$479,339	$3,716
2023	$933,629	$930,536	$420,020	$3,093
2022	$714,611	$648,072	$451,088	$66,539
2021	$560,305	$575,752	$407,505	$-15,447
2020	$537,410	$572,852	$294,526	$-35,442
2019	$522,941	$539,054	$345,832	$-16,113

OPELIKA CHAMBER OF COMMERCE INC