UNITED STATES JUNIOR CHAMBER OF MO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

JESSICA WOMACK

Phone

2514710025

Tax Period

2025-05-01 to 2026-04-30

UNITED STATES JUNIOR CHAMBER OF MOBILE JAYCEES is a micro nonprofit that reported $22K in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $8K, a strong 34% operating margin.

Mission

PROMOTION OF COMMUNITY WELFARE - CHARITABLE, EDUCATIONAL, RECREATIONAL

Program Service Accomplishments

Program 1

Expenses: $3,360

CHILDRENS CHRISTMAS SHOPPING TOUR - FUND CHRISTMAS FOR DISADVANTAGED CHILDREN

Program 2

ALABAMA DEEP SEA FISHING RODEO - PROVIDE COMMUNITY WELFARE THROUGH RECREATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $21,153

Program Service Revenue $0

Investment Income $1,061

Other Revenue $0

TOTAL REVENUE $22,214

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $14,584

Other Expenses $14,584

TOTAL EXPENSES $14,584

Year-over-Year Comparison

	2025	2024	Change
Revenue	$22,214	$19,621	+0.1%
Expenses	$14,584	$7,285	+1.0%
Net Income	$7,630	$12,336	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KELSEY BRUNT	BOARD	N/A	Officer Director	$0	$0	$0
TOMMY MCNICOLL	BOARD	N/A	Officer Director	$0	$0	$0
MEGAN THOMPSON	BOARD MEMBER	N/A	Officer Director	$0	$0	$0
JESSICA WOMACK	PRESIDENT	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$22,214	$14,584	$98,448	$7,630
2025	$19,621	$7,285	$91,190	$12,336
2024	$6,429	$14,998	$78,300	$-8,569
2023	$13,274	$9,937	$86,869	$3,337
2022	$19,926	$9,861	$83,532	$10,065
2021	$22,791	$9,253	$77,397	$13,538
2020	$14,703	$7,695	$60,964	$7,008
2019	$20,946	$14,634	$61,608	$6,312

UNITED STATES JUNIOR CHAMBER OF MOBILE JAYCEES