Birmingham, AL
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)ALABAMA POSTAL CREDIT UNION, founded in 1927, is a small nonprofit in the Public & Societal Benefit sector that reported $455K in total revenue in fiscal year 2025. The organization ran a surplus of $143K, a strong 31% operating margin.
Code of Alabama SEC 5-17-1 states that a credit Union is a cooperative society incorporated for the two-fold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest. Alabama Postal Credit Union, an Alabama State Chartered Credit Union, provides a variety of financial services to its members who are Postal Employees or their family. As of December 31, 2025, the Credit Union provided services to approximately 904 members.
Code of Alabama SEC 5-17-1 states that a credit Union is a cooperative society incorporated for the two-fold purpose of promoting thrift among its members and creating a source of credit for them at...
Code of Alabama SEC 5-17-1 states that a credit Union is a cooperative society incorporated for the two-fold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest. Alabama Postal Credit Union, an Alabama State Chartered Credit Union, provides a variety of financial services to its members who are Postal Employees or their family. As of December 31, 2025, the Credit Union provided services to approximately 904 members.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $454,616 | $460,145 | 0.0% |
| Expenses | $311,515 | $313,899 | 0.0% |
| Net Income | $143,101 | $146,246 | 0.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Randy V Allen | Manager/CEO | 40.00 |
Officer
|
$71,500 | $0 | $71,500 |
| James A Schilling | Director, Chairman | 1.00 |
Director
|
$0 | $0 | $0 |
| Billy W Lawley | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Leon Henderson | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Mark Lashley | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Lillian Gresham | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Solomon Mitchell | Supervisory Committee, Chairman | 1.00 |
Director
|
$0 | $0 | $0 |
| Byron Wesley | Supervisory Committee | 1.00 |
Director
|
$0 | $0 | $0 |
| Robert Richburg | Supervisory Committee | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $454,616 | $311,515 | $6,383,842 | $143,101 |
| 2024 | $460,145 | $313,899 | $5,922,969 | $146,246 |
| 2023 | $437,267 | $293,664 | $5,866,272 | $143,603 |
| 2022 | $264,658 | $230,239 | $5,604,390 | $34,419 |
| 2021 | $244,815 | $241,908 | $7,047,472 | $2,907 |
| 2020 | $313,754 | $259,363 | $7,044,162 | $54,391 |
Compare ALABAMA POSTAL CREDIT UNION with other nonprofits in Alabama and across the country.