SOCIAL SECURITY CREDIT UNION (EIN 630332689) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

ANGELIC PRITCHETT

Phone

2053237028

Tax Period

2025-01-01 to 2025-12-31

SOCIAL SECURITY CREDIT UNION, founded in 1947, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2018. Expenses of $1.3M left a modest 14% surplus.

Mission

CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,112,900

Investment Income $729,826

Other Revenue $142,382

TOTAL REVENUE $1,985,108

Expense Breakdown

Grants Paid $0

Salaries & Benefits $543,393

Fundraising Expenses $0

Program Expenses $1,644,544

Other Expenses $1,101,151

TOTAL EXPENSES $1,644,544

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,985,108	$1,885,471	+0.1%
Expenses	$1,644,544	$1,547,630	+0.1%
Net Income	$340,564	$337,841	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANGELIC PRITCHETT	CEO/MANAGER	N/A	Officer	$0	$0	$0
HENRY WILLIAMS	BOD PRESIDEN	N/A	Director	$0	$0	$0
CARLOS GUTIERREZ	BOD VICE PRE	N/A	Director	$0	$0	$0
NILMA MECHAM	BOARD SECRET	N/A	Director	$0	$0	$0
WINFRED WALKER	BOARD TREASU	N/A	Director	$0	$0	$0
LEE WILLIAMSON	BOARD MEMBER	N/A	Director	$0	$0	$0
JAMAEL JOHNSON	SC CHAIR	N/A	Officer	$0	$0	$0
TIFFANY WILEY	SC MEM	N/A	Officer	$0	$0	$0
WILHELMENIA JONES	SC MEM	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,985,108	$1,644,544	$36,804,191	$340,564
2024	No data	No data	No data	No data
2023	$1,801,929	$1,336,892	$34,400,273	$465,037
2022	$1,379,487	$1,267,586	$35,140,489	$111,901
2021	$1,259,949	$1,127,075	$36,284,039	$132,874
2020	$1,464,454	$1,289,906	$34,692,264	$174,548
2019	$1,528,369	$1,400,512	$31,042,523	$127,857
2018	$1,498,557	$1,288,422	$30,821,814	$210,135

SOCIAL SECURITY CREDIT UNION