ALABAMA RETAIL ASSOCIATION (EIN 630362918) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

RICHARD E BROWN JR

Phone

3342623991

Tax Period

2023-01-01 to 2023-12-31

ALABAMA RETAIL ASSOCIATION, founded in 1943, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2018. Net assets of $2.8M represent 26 months of operating reserves.

Mission

EDUCATION AND ADVOCACY FOR RETAIL ORGANIZATIONS THROUGHOUT THE STATE OF ALABAMA

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $906,086

Investment Income $97,317

Other Revenue $338,557

TOTAL REVENUE $1,341,960

Expense Breakdown

Grants Paid $0

Salaries & Benefits $809,233

Fundraising Expenses $0

Other Expenses $393,553

TOTAL EXPENSES $1,202,786

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,341,960	$1,331,914	+0.0%
Expenses	$1,202,786	$1,170,160	+0.0%
Net Income	$139,174	$161,754	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$297,691

Total Directors

$27,864

Key Employees

$235,089

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DUSTIN BEATY	DIRECTOR	0.00	Director	$0	$0	$0
MICHAEL COHEN	DIRECTOR	0.00	Director	$0	$0	$0
MELISSA CROSS	DIRECTOR	0.00	Director	$0	$0	$0
KEALON DRAKE	DIRECTOR	0.00	Director	$0	$0	$0
JHEOVANNY GOMEZ	DIRECTOR	0.00	Director	$0	$0	$0
COURTNEY HERRING	DIRECTOR	0.00	Director	$0	$0	$0
HOWARD JOHNSON	DIRECTOR	0.00	Director	$0	$0	$0
DAVID S MARKS	DIRECTOR	0.00	Director	$0	$0	$0
WILL MEACHAM	DIRECTOR	0.00	Director	$0	$0	$0
MELISSA PARKER-PAUL	DIRECTOR	0.00	Director	$0	$0	$0
ROBERT ROBICHEAUX	DIRECTOR	0.00	Director	$0	$0	$0
DOUG SCHNEIDER	DIRECTOR	0.00	Director	$0	$0	$0
SHANE SPILLER	DIRECTOR	0.00	Director	$0	$0	$0
BETH STAULA	DIRECTOR	0.00	Director	$0	$0	$0
LYNSEY TODD	DIRECTOR	0.00	Director	$0	$0	$0
JEREMY WALKER	DIRECTOR	0.00	Director	$0	$0	$0
CHAD WEBSTER	DIRECTOR	0.00	Director	$0	$0	$0
JOHN M WILSON	DIRECTOR	0.00	Director	$0	$0	$0
JIMMY WRIGHT	DIRECTOR	0.00	Director	$0	$0	$0
SCOTT ZINDA	DIRECTOR	0.00	Director	$0	$0	$0
JODIE STANFIELD	CHAIRMAN	5.00	Officer Director	$0	$0	$0
MICHAEL GEE	VICE CHAIRMAN	5.00	Officer Director	$0	$0	$0
BOB AKERS	TREASURER	5.00	Officer Director	$0	$0	$0
SUSAN ANDERSON	EXECUTIVE COMMITTEE	5.00	Officer Director	$0	$0	$0
TODD NODEN	IMMEDIATE PAST CHAIRMAN	5.00	Officer Director	$0	$0	$0
JENNIFER HENDERSON	SECRETARY	30.00	Officer Director	$24,658	$3,206	$27,864
RICK BROWN	PRESIDENT	40.00	Officer	$247,487	$22,340	$269,827
ALISON WINGATE HOSP	VICE PRESIDENT	40.00	Key Emp	$199,577	$35,512	$235,089
NANCY DENNIS	DIRECTOR OF PUBLIC RELATIO	40.00	Highest	$131,107	$22,720	$153,827

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,341,960	$1,202,786	$4,121,214	$139,174
2022	$1,331,914	$1,170,160	$3,751,517	$161,754
2021	$1,329,268	$1,127,982	$3,617,294	$201,286
2020	$1,259,742	$1,111,058	$3,388,486	$148,684
2019	$1,380,239	$1,206,254	$3,033,576	$173,985
2018	$1,286,485	$1,268,202	$2,852,847	$18,283

ALABAMA RETAIL ASSOCIATION