FLORENCE, AL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)LAUDERDALE COUNTY TEACHERS CREDIT UNION, founded in 1956, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2024. Revenue surged 34% from the prior year, signaling strong growth momentum. The organization ran a surplus of $285K, a strong 19% operating margin.
COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST.
CODE OF ALABAMA, SEC 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT...
CODE OF ALABAMA, SEC 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. LAUDERDALE COUNTY TEACHERS CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, WAS ESTABLISHED TO PROVIDE THESE SERVICES PRIMARILY TO EMPLOYEES AND FAMILY MEMBERS OF THE LAUDERDALE COUNTY SCHOOL SYSTEM. AS OF DECEMBER 31, 2024, THE CREDIT UNION HAD MEMBERSHIP AND PROVIDED SERVICES TO APPROXIMATELY 2,077 MEMBERS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $1,484,832 | $1,104,401 | +0.3% |
| Expenses | $1,199,726 | $885,457 | +0.4% |
| Net Income | $285,106 | $218,944 | +0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ROBERT ALAN TRIMM | BOARD CHAIRPERSON | 1.00 |
Director
|
$0 | $0 | $0 |
| BETTY FANNIN | BOARD TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| FREDA COLEMAN-REED | BOARD VICE CHAIRPERSON | 1.00 |
Director
|
$0 | $0 | $0 |
| LIBBY JOHNSON | SUPERVISORY COMMITTEE SECR | 1.00 |
Director
|
$0 | $0 | $0 |
| ARTHUR REED | SUPERVISORY COMMITTEE MEMB | 1.00 |
Director
|
$0 | $0 | $0 |
| LINDA QUIGLEY | BOARD SECRETARY | 1.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM RANDY FANNIN | SUPERVISORY COMMITTEE CHAI | 1.00 |
Director
|
$0 | $0 | $0 |
| PATRICIA NEAL | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| SHERRY FULKS | MANAGER | 46.00 |
Officer
|
$100,311 | $1,338 | $101,649 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $1,484,832 | $1,199,726 | $35,739,390 | $285,106 |
| 2023 | $1,104,401 | $885,457 | $36,428,586 | $218,944 |
| 2022 | $830,860 | $724,355 | $36,517,673 | $106,505 |
| 2021 | $735,759 | $734,098 | $34,423,472 | $1,661 |
| 2020 | $853,725 | $991,129 | $31,839,022 | $-137,404 |
| 2019 | $968,686 | $899,712 | $28,784,870 | $68,974 |
| 2018 | $920,233 | $789,775 | $29,536,354 | $130,458 |
Compare LAUDERDALE COUNTY TEACHERS CREDIT UNION with other nonprofits in Alabama and across the country.