J L THOMAS POST #7320

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Phone

2516791188

Tax Period

2024-07-01 to 2025-06-30

J L THOMAS POST #7320, founded in 1963, is a small nonprofit in the Public & Societal Benefit sector that reported $134K in total revenue in fiscal year 2024. Revenue surged 36% from the prior year, signaling strong growth momentum. Expenses of $125K left a modest 7% surplus.

Mission

Maintain meeting place for members and provide hospitality to veterans. Visit and support veterans at William F Green Home, pay hotel expenses when having to stay overnight Biloxi VA

Program Service Accomplishments

Program 1

Expenses: $4,269

Maintain meeting place and provide hospitality to veterans 4269.00

Program 2

Expenses: $2,041

Support Veterans at WM F Green House Pay Rent for Veterans when needed Pay hotel expense for Veterans for overstay visit to VA Biloxi Medical Center

Program 3

Expenses: $650

One Meal Mobile and Caring Hands to help homeless and homeless veterans

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $424

Program Service Revenue $0

Investment Income $0

Other Revenue $133,812

TOTAL REVENUE $134,236

Expense Breakdown

Grants Paid $1,050

Salaries & Benefits $35,248

Fundraising Expenses $0

Program Expenses $7,360

Other Expenses $81,990

TOTAL EXPENSES $124,598

Year-over-Year Comparison

	2024	2023	Change
Revenue	$134,236	$98,727	+0.4%
Expenses	$124,598	$89,719	+0.4%
Net Income	$9,638	$9,008	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES WARD	COMMANDER	20.00	Officer	$0	$0	$0
JERRY ANDREWS	SR VICE COMMANDER	0.00	Officer	$0	$0	$0
PARUL R JENSKIN	JR VICE COMMANDER	0.00	Officer	$0	$0	$0
KERRY L KEMP	QUARTERMASTER	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$134,236	$124,598	$48,626	$9,638
2024	$98,727	$89,719	$39,106	$9,008
2023	$111,018	$122,764	$31,930	$-11,746
2022	$116,408	$106,064	$45,089	$10,344
2021	$96,140	$89,449	$34,755	$6,691