HOME BUILDERS ASSOC OF GREATER CALHOUN COUNTY (EIN 630698206) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

SAM ALMAROAD

Phone

2562375266

Tax Period

2024-01-01 to 2024-12-31

HOMEBUILDERS ASSOC OF GREATER CALHOUN COUNTY, founded in 1983, is a small nonprofit that reported $152K in total revenue in fiscal year 2018. Revenue grew 9% year-over-year, indicating healthy expansion.

Mission

PROVIDE SERVICE AND INFORMATION TO AREA HOMEBUILDERS AND TO EDUCATE THE GENERAL PUBLIC.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $145,185

Investment Income $3,876

Other Revenue $2,584

TOTAL REVENUE $151,645

Expense Breakdown

Grants Paid $0

Salaries & Benefits $32,084

Fundraising Expenses $0

Program Expenses $100,620

Other Expenses $118,431

TOTAL EXPENSES $150,515

Year-over-Year Comparison

	2024	2023	Change
Revenue	$151,645	$163,033	-0.1%
Expenses	$150,515	$149,568	+0.0%
Net Income	$1,130	$13,465	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SAM ALMAROAD	PRESIDENT	5.00	Officer	$0	$0	$0
CHIP STREET	1ST VICE PRESIDENT	5.00	Officer	$0	$0	$0
SHARON RUTHERFORD	2ND VICE PRESIDENT	5.00	Officer	$0	$0	$0
MIKE JAMES	LIFE BOARD OF DIRECTOR	1.00	Officer	$0	$0	$0
WALLACE HIGGINS	IMMEDIATE PAST PRESIDENT	1.00	Officer	$0	$0	$0
BUD CANTER	LIFE BOARD OF DIRECTOR	1.00	Officer	$0	$0	$0
BUDDY MCLEOD	LIFE BOARD OF DIRECTOR	1.00	Officer	$0	$0	$0
DON JAMES	LIFE BOARD OF DIRECTOR	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$151,645	$150,515	$97,381	$1,130
2023	$163,033	$149,568	$96,041	$13,465
2022	$145,125	$135,487	$82,576	$9,638
2021	$143,745	$136,235	$73,179	$7,510
2020	$126,870	$130,980	$65,669	$-4,110
2019	$151,966	$153,145	$69,779	$-1,179
2018	$151,538	$147,861	$70,958	$3,677

HOME BUILDERS ASSOC OF GREATER CALHOUN COUNTY