ENTERPRISE CHAMBER OF COMMERCE INC (EIN 630778299) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1941

Legal Domicile

Principal Officer

ERIN GRANTHAM

Phone

3343470581

Tax Period

2023-10-01 to 2024-09-30

ENTERPRISE CHAMBER OF COMMERCE INC, founded in 1941, is a small nonprofit that reported $264K in total revenue in fiscal year 2017. Expenses of $243K left a modest 8% surplus.

Mission

THE MISSION OF THE ENTERPRISE CHAMBER OF COMMERCE, INC. SHALL BE TO PROMOTE THE BUSINESS AND ECONOMIC ENVIRONMENT; THEREBY, PROVIDING FOR THE WELFARE OF THE CITIZENS OF THE ENTERPRISE AREA AND FURTHERING THE COMPETITIVE FREE ENTERPRISE SYSTEM.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $268,973

Program Service Revenue $24,059

Investment Income $20,332

Other Revenue $38,731

TOTAL REVENUE $352,095

Expense Breakdown

Grants Paid $0

Salaries & Benefits $188,888

Fundraising Expenses $0

Program Expenses $31,779

Other Expenses $98,143

TOTAL EXPENSES $287,031

Year-over-Year Comparison

	2023	2022	Change
Revenue	$352,095	$272,047	+0.3%
Expenses	$287,031	$216,935	+0.3%
Net Income	$65,064	$55,112	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$80,624

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ERIN GRANTHAM	EXECUTIVE DI	40.00	Officer	$80,624	$0	$80,624
KRISTIN BEASOCK	BOARD MEMBER	N/A	Director	$0	$0	$0
LAURENCE BROWN	BOARD MEMBER	N/A	Director	$0	$0	$0
PATRICK CAIN	BOARD MEMBER	N/A	Director	$0	$0	$0
AMY DESHAZO	BOARD MEMBER	N/A	Director	$0	$0	$0
SHANA DEMBY	BOARD MEMBER	N/A	Director	$0	$0	$0
PAM GILLIS	SECRETARY	N/A	Director	$0	$0	$0
LAWANDA GRILL	CHAIRMAN	N/A	Director	$0	$0	$0
SHELIA HARRIS	BOARD MEMBER	N/A	Director	$0	$0	$0
TRACY HUNT	BOARD MEMBER	N/A	Director	$0	$0	$0
HEATHER JONES	VICE CHAIR -	N/A	Director	$0	$0	$0
MATT JORDAN	BOARD MEMBER	N/A	Director	$0	$0	$0
AMY MARSHALL	BOARD MEMBER	N/A	Director	$0	$0	$0
ASHLEY MARSHALL	VC ORGANIZAT	N/A	Director	$0	$0	$0
LEE MILLINER	VC OF MEMBER	N/A	Director	$0	$0	$0
JEREMY MITCHELL	VC OF PUBLIC	N/A	Director	$0	$0	$0
LORI NELSON	TREASURER	N/A	Director	$0	$0	$0
MARIE PEACOCK	BOARD MEMBER	N/A	Director	$0	$0	$0
JESSE QUILLEN	BOARD MEMBER	N/A	Director	$0	$0	$0
DONNIA RAMBIN	BOARD MEMBER	N/A	Director	$0	$0	$0
ROB RHOADES	CHAIR- ELECT	N/A	Director	$0	$0	$0
JACKIE RODGERS	BOARD MEMBER	N/A	Director	$0	$0	$0
GINGER SCHNEIDER	BOARD MEMBER	N/A	Director	$0	$0	$0
JAMES TREY SHIVER	VICE CHAIR -	N/A	Director	$0	$0	$0
BRAD SNELLGROVE	BOARD MEMBER	N/A	Director	$0	$0	$0
ERIC WYMANN	IMMEDIATE PA	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$352,095	$287,031	$689,777	$65,064
2023	$272,047	$216,935	$614,474	$55,112
2022	$249,212	$262,926	$541,493	$-13,714
2021	$269,197	$237,477	$543,809	$31,720
2020	$235,010	$222,845	$510,718	$12,165
2019	$270,748	$262,227	$499,781	$8,521
2018	$264,173	$242,596	$508,576	$21,577

ENTERPRISE CHAMBER OF COMMERCE INC