BIRMINGHAM DUPLICATE BRIDGE CLUB I

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

MICHELE THOMAS

Phone

2055600706

Tax Period

2023-01-01 to 2023-12-31

BIRMINGHAM DUPLICATE BRIDGE CLUB I, founded in 1996, is a small nonprofit in the Education sector that reported $125K in total revenue in fiscal year 2023. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $110K left a modest 12% surplus.

Mission

BIRMINGHAM DUPLICATE BRIDGE CLUB, PROVIDES A PLAYING AREA AND EXPERIENCED TEACHERS TO DIRECT AND PROMOTE COMPETITIVE DUPLICATE BRIDGE.

Program Service Accomplishments

Program 1

Expenses: $64,615

THE BIRMINGHAM DUPLICATE BRIDGE CLUB, PROVIDES A PLAYING AREA AND EXPERIENCED TEACHERS TO DIRECT AND PROMOTE COMPETITIVE DUPLICATE CONTRACT BRIDGE IN AN ENVIRONMENT THAT ENCOURAGES COMPETITION AND...

THE BIRMINGHAM DUPLICATE BRIDGE CLUB, PROVIDES A PLAYING AREA AND EXPERIENCED TEACHERS TO DIRECT AND PROMOTE COMPETITIVE DUPLICATE CONTRACT BRIDGE IN AN ENVIRONMENT THAT ENCOURAGES COMPETITION AND UPHOLDS ETHICAL AND BEHAVIORIAL STANDARDS. IT OFFERS GAMES FOR VARIOUS EXPERIENCE LEVELS OF PLAYERS AT DIFFERENT TIMES THROUGHOUT EACH WEEK TO ACCOMODATE EACH INDIVIDUAL, WHO MAY WANT TO COMPETE AND DEVELOP DUPLICATE BRIDGE SKILLS. THE CLUBS TEACHERS EDUCATE POTENTIAL BRIDGE PLAYERS AND PROVIDE ADDITIONAL EDUCATION FOR BEGINNING AND EXPERIENCED BRIDGE PLAYERS BY HAVING TRAINING CLASSES, PROMOTING GOODWILL, NURTURING DEVELOPMENT IN ALL PHASES OF BRIDGE, PROVIDING SUPPORT AT ALL LEVELS, UPHOLDING STANDARDS OF ETHICAL AND BEHAVIORAL COMPETITION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $48,171

Program Service Revenue $73,507

Investment Income $1,307

Other Revenue $1,539

TOTAL REVENUE $124,524

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $64,615

Other Expenses $110,079

TOTAL EXPENSES $110,079

Year-over-Year Comparison

	2023	2022	Change
Revenue	$124,524	$106,221	+0.2%
Expenses	$110,079	$98,720	+0.1%
Net Income	$14,445	$7,501	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELE THOMAS	PRESIDENT	1.00	Officer Director	$0	$0	$0
RON TUCKER	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
SAM PEZZILLO	EX OFFICIO	1.00	Officer Director	$0	$0	$0
DENNIS LUFT	TREASURER	1.00	Officer Director	$0	$0	$0
BONNIE EMBRY	SECRETARY	1.00	Officer Director	$0	$0	$0
DIANE HEATH	DIRECTOR	1.00	Director	$0	$0	$0
JOE KOSKI	DIRECTOR	1.00	Director	$0	$0	$0
GEORGIA RABY	DIRECTOR	1.00	Director	$0	$0	$0
PATTY PHILLIPS	DIRECTOR	1.00	Director	$0	$0	$0
JEAN DENT	DIRECTOR	1.00	Director	$0	$0	$0
JILL SALMON	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$124,524	$110,079	$526,388	$14,445
2022	$106,221	$98,720	$544,781	$7,501
2021	$102,880	$92,485	$568,246	$10,395
2020	$141,430	$107,763	$587,756	$33,667
2019	$156,539	$136,425	$592,966	$20,114
2018	$126,728	$99,017	$594,066	$27,711