THE HOUSE OF RUTH INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

TAMMY LOBUE

Phone

3347935214

Tax Period

2024-01-01 to 2024-12-31

THE HOUSE OF RUTH INC, founded in 1985, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year.

Mission

THE ORGANIZATION'S MISSION IS TO PROVIDE SHELTER AND OUTREACH FOR BATTERED WOMEN AND SEXUAL ASSAULT VICTIMS.

Program Service Accomplishments

Program 1

Expenses: $952,722

TO PROVIDE ASSISTANCE TO BATTERED WOMEN AND THEIR CHILDREN FROM 9 COUNTIES IN SOUTHEAST ALABAMA. OVER 134 SHELTERED WOMEN AND OVER 126 CHILDREN RECEIVED FOOD, COUNSELING, SAFE SHELTER, AND ADVOCACY DURING THE YEAR. OVER 21 OUT-OF-SHELTER WOMEN WERE TREATED FOR SEXUAL ASSAULT AND OVER 110 WERE TREATED FOR DOMESTIC VIOLENCE. OVER 490 CRISIS CALLS WERE RECEIVED DURING TEH YEAR AND OVER 970 CONFORMATION AND REFERRAL CALS WERE RECEIVED DURING THE YEAR.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,001,410

Program Service Revenue $2,011

Investment Income $2,209

Other Revenue $59,342

TOTAL REVENUE $1,064,972

Expense Breakdown

Grants Paid $0

Salaries & Benefits $796,896

Fundraising Expenses $15,161

Program Expenses $952,722

Other Expenses $354,475

TOTAL EXPENSES $1,151,371

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,064,972	$1,167,537	-0.1%
Expenses	$1,151,371	$1,074,949	+0.1%
Net Income	$-86,399	$92,588	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BROOKE FARMER	TREASURER	N/A	Officer Director	$0	$0	$0
KATHERYN GRIGSBY	SECRETARY	N/A	Officer Director	$0	$0	$0
TAMMY LOBUE	PRESIDENT	N/A	Officer Director	$0	$0	$0
SHANNON RASH	VICE PRESIDE	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2024	$1,064,972	$1,151,371	$1,446,109	$-86,399
2023	$1,167,537	$1,074,949	$1,537,290	$92,588
2022	$1,141,291	$1,026,851	$1,160,807	$114,440
2021	$1,110,876	$1,077,677	$1,049,376	$33,199
2020	$1,042,874	$1,035,128	$1,010,155	$7,746
2019	$1,085,606	$1,153,599	$1,038,434	$-67,993
2018	$1,061,889	$1,054,836	$1,105,104	$7,053