BLOUNT COUNTY-ONEONTA CHAMBER OF

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

JENNIFER BOWMAN

Phone

2052742153

Tax Period

2024-10-01 to 2025-09-30

BLOUNT COUNTY-ONEONTA CHAMBER OF, founded in 1994, is a micro nonprofit that reported $82K in total revenue in fiscal year 2024.

Mission

TO PROMOTE BLOUNT COUNTY AND ONEONTA BY PROVIDING INFORMATION TO ITS MEMBERS AND CITIZENS

Program Service Accomplishments

Program 1

PROVIDING INFORMATION ABOUT THE COUNTY IN ORDER TO BRING INDUSTRY AND BUSINESS INTO BLOUNT COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $51,125

Program Service Revenue $29,124

Investment Income $622

Other Revenue $893

TOTAL REVENUE $81,764

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $88,438

TOTAL EXPENSES $88,438

Year-over-Year Comparison

	2024	2023	Change
Revenue	$81,764	$80,386	+0.0%
Expenses	$88,438	$73,214	+0.2%
Net Income	$-6,674	$7,172	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER BOWMAN	EXCUTIVE DIRECTOR	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$81,764	$88,438	$75,228	$-6,674
2024	$80,386	$73,214	$83,923	$7,172
2023	$64,060	$64,090	$77,347	$-30
2022	$74,283	$60,704	$75,641	$13,579
2021	$60,657	$58,450	$63,157	$2,207
2020	$81,122	$63,690	$60,432	$17,432