Al Assn of Retired Sr Vol Prgm Directors Inc (EIN 630971451) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Phone

2054039935

Tax Period

2024-10-01 to 2025-09-30

Al Assn of Retired Sr Vol Prgm Directors Inc, founded in 1981, is a small nonprofit that reported $550K in total revenue in fiscal year 2019. Revenue surged 111% from the prior year, signaling strong growth momentum.

Mission

Create and promote meaningful opportunities to participate and contribute to communities through volunteer service through RSVP, FGP, and SCP.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $698,030

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $698,030

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $701,732

Other Expenses $705,990

TOTAL EXPENSES $705,990

Year-over-Year Comparison

	2024	2023	Change
Revenue	$698,030	$604,427	+0.2%
Expenses	$705,990	$589,465	+0.2%
Net Income	$-7,960	$14,962	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Betty Ruth	President	4.00	Officer Director	$0	$0	$0
LaQuita Smith	Vice President	4.00	Officer Director	$0	$0	$0
Traci Pondick	Treasurer	4.00	Officer Director	$0	$0	$0
Heather Lamey	Secretary	4.00	Officer Director	$0	$0	$0
Heather Lamey	Director	4.00	Director	$0	$0	$0
Bridget Woodyard	Director	2.00	Director	$0	$0	$0
Lorraine Reynolds	Director	2.00	Director	$0	$0	$0
Terri Lyles	Director	2.00	Director	$0	$0	$0
Stephanie Taite	Director	2.00	Director	$0	$0	$0
Stacey Killingsworth	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$698,030	$705,990	$96,556	$-7,960
2024	$604,427	$589,465	$103,916	$14,962
2023	$581,800	$571,510	$88,954	$10,290
2022	$466,886	$459,143	$78,664	$7,743
2021	$302,605	$297,005	$70,921	$5,600
2020	$549,820	$546,948	$65,321	$2,872

Al Assn of Retired Sr Vol Prgm Directors Inc