CSP VILLAGE APARTMENTS (EIN 630985008) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

HEATHER SIAVELIS

Phone

2057584756

Tax Period

2024-01-01 to 2024-12-31

CSP VILLAGE APARTMENTS, founded in 1994, is a small nonprofit that reported $444K in total revenue in fiscal year 2018.

Mission

THE ORGANIZATION PROVIDES HOUSING FOR ELDERLY, HANDICAPPED AND LOW INCOME FAMILIES IN THE TUSCALOOSA, ALABAMA AREA. THE PROGRAM IS FUNDED BY THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND SERVES APPROX. 40 HOUSEHOLDS.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $358,034

Program Service Revenue $145,853

Investment Income $81

Other Revenue $1,765

TOTAL REVENUE $505,733

Expense Breakdown

Grants Paid $0

Salaries & Benefits $115,851

Fundraising Expenses $0

Program Expenses $494,737

Other Expenses $378,886

TOTAL EXPENSES $494,737

Year-over-Year Comparison

	2024	2023	Change
Revenue	$505,733	$484,955	+0.0%
Expenses	$494,737	$486,977	+0.0%
Net Income	$10,996	$-2,022	-6.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SONTONIA STEPHENS	BOARD OF DIRECTORS	1.00	Director	$0	$0	$0
EDDIE SIDES	BOARD MEMBER	1.00	Director	$0	$0	$0
CYNTHIA BURTON	BOARD PRESIDENT	1.00	Officer	$0	$0	$0
HEATHER SIAVELIS	BOARD OF DIRECTORS	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$505,733	$494,737	$893,702	$10,996
2023	$484,955	$486,977	$931,804	$-2,022
2022	$472,818	$464,964	$977,535	$7,854
2021	$469,728	$457,870	$1,014,652	$11,858
2020	$457,912	$452,586	$1,049,399	$5,326
2019	$435,315	$473,306	$1,076,812	$-37,991
2018	$443,654	$446,365	$1,137,482	$-2,711

CSP VILLAGE APARTMENTS