Central Alabama Chapter Independent (EIN 630987134) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Phone

2059560146

Tax Period

2024-01-01 to 2024-12-31

Central Alabama Chapter Independent, founded in 1989, is a small nonprofit that reported $164K in total revenue in fiscal year 2018. Revenue fell 41% from the prior year — a significant decline worth monitoring. Expenses of $156K left a modest 5% surplus.

Mission

Organization provides apprentice electrical training for local contractors, who pay dues and tuition for each student placed in the four year, four-cycle program.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $158,563

Program Service Revenue $144,779

Investment Income $0

Other Revenue $2,154

TOTAL REVENUE $305,496

Expense Breakdown

Grants Paid $0

Salaries & Benefits $236,836

Fundraising Expenses $10,784

Program Expenses $447,884

Other Expenses $235,371

TOTAL EXPENSES $472,207

Year-over-Year Comparison

	2024	2023	Change
Revenue	$305,496	$413,522	-0.3%
Expenses	$472,207	$352,094	+0.3%
Net Income	$-166,711	$61,428	-3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$53,883

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mitzi Lowe	Former Executive Director	40.00		$62,700	$0	$62,700
Melissa Edwards	Executive Director	40.00	Officer	$53,883	$0	$53,883
Byron McCain	Former Executive Director	5.00		$20,000	$0	$20,000
Walt Bedsole	Board Member	1.00	Director	$0	$0	$0
Chuck Cater	Board Member	1.00	Director	$0	$0	$0
Joe Willoughby Jr	Board Member	1.00	Director	$0	$0	$0
Robert Reeve	President	1.00	Officer	$0	$0	$0
Tyler Stone	Treasurer	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$305,496	$472,207	$218,407	$-166,711
2023	$413,522	$352,094	$405,938	$61,428
2022	$181,936	$191,443	$307,024	$-9,507
2021	$195,880	$211,359	$316,531	$-15,479
2020	$271,970	$179,659	$332,010	$92,311
2019	$141,271	$172,388	$246,682	$-31,117
2018	$163,764	$155,740	$277,799	$8,024

Central Alabama Chapter Independent