POINT CLEAR CHARITIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

ER CAMPBELL III

Phone

2519287656

Tax Period

2025-01-01 to 2025-12-31

Mission

THE ADVERTISING AND PROMOTION OF THE SPORT OF POLO IN SOUTH ALABAMA THROUGH SPECIAL EVENTS AND RAISING FUNDS FOR OTHER LOCAL CHARITABLE ORGANIZATIONS.

Program Service Accomplishments

Program 1

Expenses: $2,635

THE ADVERTISING AND PROMOTION OF THE SPORT OF POLO IN SOUTH ALABAMA THROUGH SPECIAL EVENTS AND RAISING FUNDS FOR OTHER LOCAL CHARITABLE ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $2,635

Other Expenses $10,547

TOTAL EXPENSES $10,547

Year-over-Year Comparison

	2025	2024	Change
Revenue	N/A	$22,088	-1.0%
Expenses	$10,547	$35,056	-0.7%
Net Income	N/A	$-12,968	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANN CLINTON ROBERTS	DIRECTOR	1.00	Director	$0	$0	$0
MENA MCGOWIN MORGAN	DIRECTOR	1.00	Director	$0	$0	$0
HUTCH RADCLIFF	DIRECTOR	1.00	Director	$0	$0	$0
CURTIS PILOT	DIRECTOR	1.00	Director	$0	$0	$0
HUNTER LYONS	DIRECTOR	1.00	Director	$0	$0	$0
KIM CAMPBELL	VICE PRESIDENT/SECRETARY	2.00	Officer	$0	$0	$0
ER CAMPBELL III	PRESIDENT/CHAIRMAN/TREASUR	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	$10,547	$71,063	No data
2024	$22,088	$35,056	$81,610	$-12,968
2023	$161,111	$68,282	$94,578	$92,829
2022	No data	$5,374	$1,749	No data
2021	$5,000	$318	$7,123	$4,682
2020	$2,600	$529	$2,441	$2,071
2019	$110,777	$117,142	$369	$-6,365
2018	$41,029	$65,756	$6,734	$-24,727