MOBILE ACCESSIBLE HOUSING INC (EIN 631171988) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

ROBERT ROGERS

Phone

2513003500

Tax Period

2023-07-01 to 2024-06-30

MOBILE ACCESSIBLE HOUSING INC, founded in 1996, is a micro nonprofit in the Housing & Shelter sector that reported $86K in total revenue in fiscal year 2018. Expenses of $118K exceeded revenue, resulting in a 36% operating deficit.

Mission

OWN AND OPERATE A 15-UNIT APARTMENT PROJECT LOCATED IN MOBILE, ALABAMA THAT PROVIDES HOUSING AND SUPPORT SERVICES TO THE PHYSICALLY DISABLED.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $111,326

Investment Income $188

Other Revenue $5,000

TOTAL REVENUE $116,514

Expense Breakdown

Grants Paid $0

Salaries & Benefits $18,602

Fundraising Expenses $0

Program Expenses $151,388

Other Expenses $132,786

TOTAL EXPENSES $151,388

Year-over-Year Comparison

	2023	2022	Change
Revenue	$116,514	$102,287	+0.1%
Expenses	$151,388	$145,155	+0.0%
Net Income	$-34,874	$-42,868	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$322,397

Total Directors

$322,397

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LILLIAN DICKSON	DIRECTOR	0.10	Director	$0	$0	$0
GEORGE MYERS	CHAIR	0.10	Officer Director	$0	$0	$0
SUSAN KNIGHT	SECRETARY/TREASURER	0.10	Officer Director	$0	$0	$0
KEN CUMBIE	DIRECTOR	0.10	Director	$0	$0	$0
ELEANOR TOLBERT	DIRECTOR	0.10	Director	$0	$0	$0
ROBERT ROGERS	PRESIDENT/CEO	0.10	Officer Director	$0	$48,870	$322,397

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$116,514	$151,388	$508,414	$-34,874
2023	$102,287	$145,155	$528,671	$-42,868
2022	$93,550	$129,217	$554,116	$-35,667
2021	$90,517	$127,726	$573,421	$-37,209
2020	$86,148	$114,476	$570,078	$-28,328
2019	$86,165	$117,530	$595,126	$-31,365

MOBILE ACCESSIBLE HOUSING INC