Sav-A-Life Shelby Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

Ed Bull

Phone

2056641668

Tax Period

2025-01-01 to 2025-12-31

Sav-A-Life Shelby Inc, founded in 1985, is a small nonprofit that reported $367K in total revenue in fiscal year 2025. Expenses of $404K exceeded revenue, resulting in a 10% operating deficit.

Mission

To teach, counsel, minister to, and educate those who will become future parents, from a Christian sorld and life view.

Program Service Accomplishments

Program 1

Expenses: $355,743

Assisted women who had unplanned pregnancies. Provided pre-natal education for expecting parents. Provided post-abortion support for man and women, and also provided abstinence education programs for...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $309,444

Program Service Revenue $0

Investment Income $715

Other Revenue $56,937

TOTAL REVENUE $367,096

Expense Breakdown

Grants Paid $0

Salaries & Benefits $212,897

Fundraising Expenses $8,984

Program Expenses $355,743

Other Expenses $191,463

TOTAL EXPENSES $404,360

Year-over-Year Comparison

	2025	2024	Change
Revenue	$367,096	$364,432	+0.0%
Expenses	$404,360	$417,893	0.0%
Net Income	$-37,264	$-53,461	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Ed Bull	President	4.00	Officer Director	$0	$0	$0
Wendy Anger	Secretary	4.00	Officer Director	$0	$0	$0
Karen Devito	Treasurer	4.00	Officer Director	$0	$0	$0
Eli Alexander	Director	2.00	Director	$0	$0	$0
Charmaine Dye	Director	2.00	Director	$0	$0	$0
Jordan Pridemore	Director	2.00	Director	$0	$0	$0
Bill Golden	Director	2.00	Director	$0	$0	$0
Bobby Lewis	Executive Director	45.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$367,096	$404,360	$311,104	$-37,264
2024	$364,432	$417,893	$424,391	$-53,461
2023	$360,408	$374,084	$555,338	$-13,676
2022	$368,837	$297,293	$451,656	$71,544
2021	$338,270	$263,012	$243,289	$75,258
2020	$309,420	$255,746	$173,521	$53,674