MOBILE COUNTY FARMERS FEDERATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

ANTHONY FAGGARD

Phone

2516351616

Tax Period

2020-01-01 to 2020-12-31

MOBILE COUNTY FARMERS FEDERATION, founded in 1975, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $166K in total revenue in fiscal year 2020. The organization ran a surplus of $89K, a strong 53% operating margin.

Mission

TO EDUCATE AND INFORM THE AGRICULTURAL COMMUNITY ON THE LATEST FARM, RANCH AND FOREST BEST MANAGEMENT PRACTICES, AND TO PROMOTE AGRICULTURE AND THE VALUES IT PROVIDES SOCIETY

Program Service Accomplishments

Program 1

Expenses: $77,553

ALL PROGRAMS - EDUCATING THE AGRICULTURAL COMMUNITY AND PROMOTING AGRICULTURE - OVER 25 SEPARATE PROGRAM SERVICE AREAS - INDIVIDUAL PROGRAMS EXPENSES RANGE FROM 50 TO 18,500

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $156,043

Program Service Revenue $0

Investment Income $10,080

Other Revenue $0

TOTAL REVENUE $166,123

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $77,553

Other Expenses $77,553

TOTAL EXPENSES $77,553

Year-over-Year Comparison

	2020	2019	Change
Revenue	$166,123	$157,342	+0.1%
Expenses	$77,553	$129,199	-0.4%
Net Income	$88,570	$28,143	+2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE BEDGOOD	DIRECTOR	N/A	Director	$0	$0	$0
JOE BRANNAN	DIRECTOR	N/A	Director	$0	$0	$0
JOE CHING	DIRECTOR	N/A	Director	$0	$0	$0
BRET DRISKELL	DIRECTOR	N/A	Director	$0	$0	$0
ANTHONY FAGGARD	TREASURER	4.00	Officer Director	$0	$0	$0
LARRY FORT	DIRECTOR	N/A	Director	$0	$0	$0
CALVIN FREELAND	PRESIDENT	8.00	Officer Director	$0	$0	$0
DEBBIE FREELAND	DIRECTOR	N/A	Director	$0	$0	$0
JAMES MALONE	DIRECTOR	N/A	Director	$0	$0	$0
ALBERT MILLER	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
TOMMY ODOM	DIRECTOR	N/A	Director	$0	$0	$0
ART SESSIONS	DIRECTOR	N/A	Director	$0	$0	$0
GARY SKIPPER	DIRECTOR	N/A	Director	$0	$0	$0
ANDY THORNBURG	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
ANDY THORNBURG	DIRECTOR	N/A	Director	$0	$0	$0
DILLON TURK	DIRECTOR	N/A	Director	$0	$0	$0
JASON WALLEY	DIRECTOR	N/A	Director	$0	$0	$0
GEORGE WARDEN	DIRECTOR	N/A	Director	$0	$0	$0
MATTHEW WATSON	DIRECTOR	N/A	Director	$0	$0	$0
LEN WILLIAMS	DIRECTOR	N/A	Director	$0	$0	$0
MARK WILLIAMS	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2020	$166,123	$77,553	$1,110,043	$88,570
2019	$157,342	$129,199	$1,015,749	$28,143
2018	$154,207	$119,292	$982,728	$34,915