CLARKSDALE COUNTRY CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1921

Legal Domicile

Principal Officer

JERRY GARDNER

Phone

6626244170

Tax Period

2025-04-01 to 2026-03-31

CLARKSDALE COUNTRY CLUB, founded in 1921, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2025. Net assets of $4.9M represent 38 months of operating reserves.

Mission

TO PROVIDE A SOCIAL ENVIRONMENT FOR THE PLEASURE AND RECREATION OF ITS MEMBERS.

Program Service Accomplishments

Program 1

THE CLUB PROVIDES A FACILITY WHERE MEMBERS CAN ENJOY VARIOUS RECREATIONAL SPORTS SUCH AS GOLF, TENNIS, RACQUETBALL AND SWIMMING. THESE SPORTING ACTIVITIES PROMOTE PLEASURE AND RECREATION FOR ITS...

THE CLUB PROVIDES A FACILITY WHERE MEMBERS CAN ENJOY VARIOUS RECREATIONAL SPORTS SUCH AS GOLF, TENNIS, RACQUETBALL AND SWIMMING. THESE SPORTING ACTIVITIES PROMOTE PLEASURE AND RECREATION FOR ITS MEMBERS.

Program 2

THE CLUB PROVIDES A FACILITY WITH A DINING ROOM AND BAR WHERE MEMBERS CAN ENJOY EATING AND SOCIALIZING WITH MEMBERS. THIS ENVIRONMNET PROMOTES PLEASURE AND RECREATION FOR ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $975,563

Program Service Revenue $106,174

Investment Income $8

Other Revenue $459,337

TOTAL REVENUE $1,541,082

Expense Breakdown

Grants Paid $0

Salaries & Benefits $148,587

Fundraising Expenses $0

Other Expenses $1,475,949

TOTAL EXPENSES $1,624,536

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,541,082	$1,618,183	0.0%
Expenses	$1,624,536	$1,530,114	+0.1%
Net Income	$-83,454	$88,069	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

179

Independent Members

179

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JACK BOBO	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
DARRELL BULLOCK	DIRECTOR	N/A	Director	$0	$0	$0
KRISTI BYRD	DIRECTOR	N/A	Director	$0	$0	$0
RUSSELL FAVA	DIRECTOR	N/A	Director	$0	$0	$0
JERRY GARDNER	PRESIDENT	N/A	Officer Director	$0	$0	$0
KAY MERRIT	DIRECTOR	N/A	Director	$0	$0	$0
RHETT SHAFFETT	DIRECTOR	N/A	Director	$0	$0	$0
CHRIS STOLTMAN	DIRECTOR	N/A	Director	$0	$0	$0
BILL WALTERS	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$1,541,082	$1,624,536	$5,139,261	$-83,454
2025	$1,618,183	$1,530,114	$5,297,551	$88,069
2024	$1,755,950	$1,481,173	$5,216,633	$274,777
2023	$1,731,850	$1,506,242	$4,777,104	$225,608
2022	$1,449,605	$1,512,831	$4,664,895	$-63,226
2021	$1,555,694	$1,336,368	$4,392,628	$219,326