PASCAGOULA, MS
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)NAVIGATOR CREDIT UNION, founded in 1939, is a community nonprofit in the Public & Societal Benefit sector that reported $2.5M in total revenue in fiscal year 2024. Revenue fell 92% from the prior year — a significant decline worth monitoring.
THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION'S MEMBERS INCLUDE EMPLOYEES OF HUNTINGTON INGALLS INDUSTRIES OPERATING DIVISION ENGAGED IN THE SHIPBUILDING INDUSTRY IN JACKSON COUNTY, MISSISSIPPI AND THEIR FAMILIES, AS WELL AS THOSE WHO LIVE, WORK, WORSHIP OR ATTEND SCHOOL IN MOBILE AND BALDWIN COUNTIES, ALABAMA AND A DESINATED PORTION OF GULFPORT, MISSISSIPPI, FEDERAL EMPLOYEES IN JACKSON COUNTY, MISSISSIPPI AS WELL AS FEDERAL GOVERNMENT RETIRES AND THEIR FAMILIES, INDIVIDUALS EMPLOYED AT ANY BUSINESS LOCATED IN JACKSON OR HARRISON COUNTY, MISSISSIPPI WHICH HAS FEWER THAN 500 EMPLOYEES AS WELL AS RETIREES AND FAMILY MEMBERS OF THIS GROUP. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 45,000.
IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, MONEY MARKET, CERTIFICATES OF DEPOSIT ACCOUNTS AS WELL AS...
IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, MONEY MARKET, CERTIFICATES OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATES OF DEPOSIT ACCOUNTS.
TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, THE CREDIT UNION PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,475,579 | $31,083,422 | -0.9% |
| Expenses | $2,456,256 | $25,803,326 | -0.9% |
| Net Income | $19,323 | $5,280,096 | -1.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| CYNTHIA BOWLES | SECRETARY | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| CARLOS LETT | VICE CHAIRMAN | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| TOMMY LEONARD | CHAIRMAN | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| DOROTHY TODD | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| RICHARD SCHENK | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| CHRIS HUDSON | DIRECTOR | 3.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $2,475,579 | $2,456,256 | No data | $19,323 |
| 2023 | $31,083,422 | $25,803,326 | $378,835,061 | $5,280,096 |
| 2022 | $26,230,497 | $21,968,116 | $418,420,655 | $4,262,381 |
| 2021 | $21,926,267 | $19,434,926 | $437,761,691 | $2,491,341 |
| 2020 | $21,809,373 | $19,938,391 | $392,899,473 | $1,870,982 |
| 2019 | $26,433,948 | $25,145,064 | $328,801,170 | $1,288,884 |
| 2018 | $27,943,477 | $27,440,187 | $332,443,355 | $503,290 |
Compare NAVIGATOR CREDIT UNION with other nonprofits in Mississippi and across the country.