MID-STATE OPPORTUNITY INC

EIN: 640432686 501(c)(3) Housing & Shelter

CHARLESTON, MS

Total Revenue
$3,759,626
Total Expenses
$3,815,379
Total Assets
$1,012,764
Net Assets
$524,934
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1971
Legal Domicile
MS
Principal Officer
LYNDA BRADFORD
Phone
6626472463
Tax Period
2024-10-01 to 2025-09-30

MID-STATE OPPORTUNITY INC, founded in 1971, is a community nonprofit in the Housing & Shelter sector that reported $3.8M in total revenue in fiscal year 2024. Revenue decreased 13% compared to the prior year.

Mission

MID-STATE OPPORTUNITY, INC. IS A NON-PROFIT ORGANIZATION THAT ADMINISTERS COMMUNITY SERVICE PROGRAMS THAT ARE FUNDED PRIMARILY BY FEDERAL FINANCIAL ASSISTANCE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,759,626
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $3,759,626

Expense Breakdown

Grants Paid $0
Salaries & Benefits $828,927
Fundraising Expenses $10,539
Program Expenses $3,804,840
Other Expenses $2,986,452
TOTAL EXPENSES $3,815,379

Year-over-Year Comparison

2024 2023 Change
Revenue $3,759,626 $4,340,597 -0.1%
Expenses $3,815,379 $4,398,552 -0.1%
Net Income $-55,753 $-57,955 0.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
18
Independent Members
18
Employees
66
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
18
$163,530
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LYNDA BRADFORD EXECUTIVE DI 40.00
Officer
$91,172 $0 $91,172
PAM MCFERRIN FISCAL OFFIC 40.00
Officer
$72,358 $0 $72,358
LORIA BARFIELD DIRECTOR N/A
Director
$0 $0 $0
KAREN BLOODWORTH VICE CHAIRMA N/A
Officer
$0 $0 $0
SHIRLEY CATHEY DIRECTOR N/A
Officer
$0 $0 $0
LATONYA FONDREN DIRECTOR N/A
Officer
$0 $0 $0
RUBY FOSTER SECRETARY N/A
Officer
$0 $0 $0
WILLIE GREEN DIRECTOR N/A
Officer
$0 $0 $0
KEIRDON HENDERSON DIRECTOR N/A
Officer
$0 $0 $0
EVERETTE HILL CHAIRMAN N/A
Officer
$0 $0 $0
CAROLYN JOHNSON DIRECTOR N/A
Officer
$0 $0 $0
HEATHER JOHNSON DIRECTOR N/A
Officer
$0 $0 $0
JOYCE LINDSEY DIRECTOR N/A
Officer
$0 $0 $0
NINER SMITH DIRECTOR N/A
Officer
$0 $0 $0
JOHNNY TULLOS DIRECTOR N/A
Officer
$0 $0 $0
HELEN WALLS DIRECTOR N/A
Officer
$0 $0 $0
DENNIS WASHINGTON DIRECTOR N/A
Officer
$0 $0 $0
PHILLIS WILLIAMS DIRECTOR N/A
Officer
$0 $0 $0
BRADLEY WILLIAMSON DIRECTOR N/A
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $3,759,626 $3,815,379 $1,012,764 $-55,753
2024 $4,340,597 $4,398,552 $870,320 $-57,955
2023 $4,282,298 $4,347,306 $969,100 $-65,008
2022 $4,671,704 $4,729,974 $1,173,845 $-58,270
2021 $3,828,572 $3,861,628 $1,034,508 $-33,056
2020 $2,773,152 $2,806,619 $918,844 $-33,467
2019 $2,556,424 $2,628,094 $939,645 $-71,670
2018 $2,521,037 $2,593,010 $1,067,861 $-71,973
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