PELUCIA RURAL WATER ASSOCIATION INC (EIN 640563385) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

GAYLE DAVES

Phone

6624552660

Tax Period

2024-10-01 to 2025-09-30

PELUCIA RURAL WATER ASSOCIATION INC is a small nonprofit that reported $654K in total revenue in fiscal year 2024. Net assets of $1.5M represent 27 months of operating reserves.

Mission

PROVIDE WATER TO RURAL AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $620,684

Investment Income $33,599

Other Revenue $0

TOTAL REVENUE $654,283

Expense Breakdown

Grants Paid $0

Salaries & Benefits $264,988

Fundraising Expenses $0

Program Expenses $665,812

Other Expenses $400,824

TOTAL EXPENSES $665,812

Year-over-Year Comparison

	2024	2023	Change
Revenue	$654,283	$648,298	+0.0%
Expenses	$665,812	$627,780	+0.1%
Net Income	$-11,529	$20,518	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$4,700

Total Directors

$6,400

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DON ROWE	BOARD MEMBER	1.00	Director	$1,600	$0	$1,600
SALLY ROWE	BOARD MEMBER	1.00	Director	$1,600	$0	$1,600
BARRY SMITH	BOARD MEMBER	1.00	Director	$1,600	$0	$1,600
JC STOKES	BOARD MEMBER	1.00	Director	$1,600	$0	$1,600
DONNIE CAIN	VICE-PRESIDE	1.00	Officer	$1,600	$0	$1,600
MARGIE MORRIS	SECRETARY	1.00	Officer	$1,600	$0	$1,600
GAYLE DAVES	PRESIDENT	1.00	Officer	$1,500	$0	$1,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$654,283	$665,812	$2,217,129	$-11,529
2024	$648,298	$627,780	$2,296,488	$20,518
2024	$648,298	$627,780	$2,296,488	$20,518
2023	$628,674	$637,841	$2,345,343	$-9,167
2022	$587,194	$578,638	$2,418,311	$8,556
2021	$604,614	$563,866	$2,471,723	$40,748
2020	$560,238	$542,934	$2,561,043	$17,304
2019	$553,553	$544,474	$2,507,368	$9,079
2018	$539,201	$541,305	$2,551,913	$-2,104

PELUCIA RURAL WATER ASSOCIATION INC