ACCESS FAMILY HEALTH SERVICES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

MARILYN SUMERFORD

Phone

6626514686

Tax Period

2025-02-01 to 2026-01-31

ACCESS FAMILY HEALTH SERVICES INC, founded in 1980, is a mid-sized nonprofit in the Health Care sector that reported $16.9M in total revenue in fiscal year 2025. Expenses of $16.3M left a modest 4% surplus.

Mission

THE MISSION OF ACCESS FAMILY HEALTH SERVICES, INC. IS TO PROVIDE AFFORDABLE, COMPREHENSIVE HEALTHCARE AND EDUCATION TO OUR COMMUNITIES WITH SUPERIOR SERVICES.

Program Service Accomplishments

Program 1

Expenses: $13,204,271 Revenue: $13,043,490

PROVIDES RURAL HEALTHCARE SERVICES INCLUDING DOCTORS, NURSES AND PHARMACY FOR SMALL COMMUNITIES IN MISSISSIPPI. THESE SERVICES ARE PROVIDED REGARDLESS OF THE ABILITY TO PAY. PATIENT ENCOUNTERS...

PROVIDES RURAL HEALTHCARE SERVICES INCLUDING DOCTORS, NURSES AND PHARMACY FOR SMALL COMMUNITIES IN MISSISSIPPI. THESE SERVICES ARE PROVIDED REGARDLESS OF THE ABILITY TO PAY. PATIENT ENCOUNTERS TOTALED OVER 42,000 DURING THE YEAR.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $3,494,178

Program Service Revenue $13,043,490

Investment Income $336,732

Other Revenue $17,290

TOTAL REVENUE $16,891,690

Expense Breakdown

Grants Paid $0

Salaries & Benefits $9,469,947

Fundraising Expenses $0

Program Expenses $13,204,271

Other Expenses $6,817,575

TOTAL EXPENSES $16,287,522

Year-over-Year Comparison

	2025	2024	Change
Revenue	$16,891,690	$16,043,381	+0.1%
Expenses	$16,287,522	$15,309,065	+0.1%
Net Income	$604,168	$734,316	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

132

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$373,669

Total Directors

Key Employees

$276,666

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NEIL WANEE	PHYSICIAN	40.00	Highest	$260,257	$22,355	$282,612
JAMES MONROE	CLINCIAL DIR	40.00	Key Emp	$247,376	$29,290	$276,666
KEVIN KOEHLER	PHYSICIAN	40.00	Highest	$240,874	$29,315	$270,189
CLINTON WASHINGTON	PHYSICIAN	40.00	Highest	$240,919	$20,939	$261,858
ADAM GUNTHARP	PHYSICIAN	40.00	Highest	$227,512	$20,323	$247,835
JOBY COLLINS	DENTIST	40.00	Highest	$208,804	$27,214	$236,018
MARILYN SUMERFORD	EXECUTIVE DI	40.00	Officer	$204,932	$24,719	$229,651
DANA RAMEY	FINANCIAL DI	40.00	Officer	$131,033	$12,985	$144,018
JEANNIE BALL	MEMBER	1.00	Director	$0	$0	$0
ALAN BARNETT	VICE CHAIRMA	1.00	Officer Director	$0	$0	$0
PHILLIP BAULCH	MEMBER	1.00	Director	$0	$0	$0
IDA BRAND	MEMBER	1.00	Director	$0	$0	$0
RAY COUNCE	MEMBER	1.00	Director	$0	$0	$0
AUTUMN ELLIOTT	TREASURER	1.00	Officer Director	$0	$0	$0
SANDY EVANS	MEMBER	1.00	Director	$0	$0	$0
JERRY HALL	MEMBER	1.00	Director	$0	$0	$0
HOWARD HILL	CHAIRMAN	1.00	Officer Director	$0	$0	$0
INITA MCMULLAN	PAST CHAIRMA	1.00	Officer Director	$0	$0	$0
ALBERT RAYFORD	MEMBER	1.00	Director	$0	$0	$0
DAWN ROGERS	MEMBER	1.00	Director	$0	$0	$0
ANN SEALES	SECRETARY	1.00	Officer Director	$0	$0	$0
BRAD STEVENS	MEMBER	1.00	Director	$0	$0	$0
MARLON SUMMERFORD	MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$16,891,690	$16,287,522	$20,563,449	$604,168
2025	$16,043,381	$15,309,065	$20,710,039	$734,316
2024	$17,931,097	$14,011,788	$20,098,333	$3,919,309
2023	$13,289,600	$10,275,505	$15,547,202	$3,014,095
2022	$12,002,900	$9,862,557	$12,003,398	$2,140,343
2021	$11,648,960	$8,812,282	$10,524,746	$2,836,678
2020	$7,313,216	$7,030,145	$6,882,976	$283,071
2019	$6,096,634	$6,314,907	$6,571,663	$-218,273