LOAVES AND FISHES INC (EIN 640687640) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

LOAVES AND FISHES INC, founded in 1983, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $178K in total revenue in fiscal year 2023. Revenue fell 28% from the prior year — a significant decline worth monitoring. Expenses of $163K left a modest 8% surplus.

Mission

FEED THE NEEDY AND HOMELESS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $177,918

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $177,918

Expense Breakdown

Grants Paid $0

Salaries & Benefits $92,798

Fundraising Expenses $0

Program Expenses $156,769

Other Expenses $70,179

TOTAL EXPENSES $162,977

Year-over-Year Comparison

	2023	2022	Change
Revenue	$177,918	$245,559	-0.3%
Expenses	$162,977	$169,854	0.0%
Net Income	$14,941	$75,705	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL WHITE	MEMBER	1.00	Director	$0	$0	$0
SUSAN GWINN	MEMBER	1.00	Director	$0	$0	$0
TERENCE DICKERSON	MEMBER	1.00	Director	$0	$0	$0
MARSHALL ELEUTERIUS	MEMBER	1.00	Director	$0	$0	$0
BETH MOORE	VICE PRESIDENT	1.00	Director	$0	$0	$0
EILEEN SKAINES	SECRETARY	1.00	Officer Director	$0	$0	$0
GREG BARRAS	PRESIDENT	1.00	Officer	$0	$0	$0
GRANT BELL	TREASURER	3.00	Officer	$0	$0	$0
NINA LAGRONE	EXECUTIVE DIRECTOR	40.00	Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$177,918	$162,977	$500,814	$14,941
2022	$245,559	$169,854	$485,873	$75,705
2021	$574,481	$485,570	$189,136	$88,911
2020	$305,897	$329,156	$100,225	$-23,259
2019	$211,057	$256,187	$128,257	$-45,130
2018	$234,406	$234,645	$174,148	$-239

LOAVES AND FISHES INC