SOUTH TERRY WATER ASSOCIATION INC (EIN 640720889) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

JAMES GREEN

Phone

6018785308

Tax Period

2024-07-01 to 2025-06-30

SOUTH TERRY WATER ASSOCIATION INC, founded in 1966, is a small nonprofit in the Unknown sector that reported $330K in total revenue in fiscal year 2024. The organization ran a surplus of $197K, a strong 60% operating margin.

Mission

TO PROVIDE WATER SERVICES FOR THE RURAL AREA SURROUNDING TERRY, HINDS COUNTY, MISSISSIPPI.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $207,388

Program Service Revenue $114,021

Investment Income $8,957

Other Revenue $100

TOTAL REVENUE $330,466

Expense Breakdown

Grants Paid $0

Salaries & Benefits $15,600

Fundraising Expenses $0

Other Expenses $118,227

TOTAL EXPENSES $133,827

Year-over-Year Comparison

	2024	2023	Change
Revenue	$330,466	N/A	N/A
Expenses	$133,827	N/A	N/A
Net Income	$196,639	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$15,600

Total Directors

$15,600

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES GREEN	PRESIDENT	1.00	Officer Director	$0	$0	$0
WAVA PETERS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
SYLVIA MCDAVID	SEC/ TREASURER	1.00	Officer Director	$15,600	$0	$15,600
TONYA TATE	DIRECTOR	1.00	Director	$0	$0	$0
PATRICIA JOINER	DIRECTOR	1.00	Director	$0	$0	$0
KATHY HEARN	DIRECTOR	1.00	Director	$0	$0	$0
GAY PRICE	DIRECTOR	1.00	Director	$0	$0	$0
JARVIS THOMPSON	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$330,466	$133,827	$652,768	$196,639
2021	$113,741	$115,984	$477,132	$-2,243
2020	$109,638	$103,237	$480,075	$6,401
2019	$113,345	$107,688	$473,667	$5,657

SOUTH TERRY WATER ASSOCIATION INC