CARY CHRISTIAN CENTER INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

Carl Watley

Phone

6628734593

Tax Period

2024-10-01 to 2025-09-30

CARY CHRISTIAN CENTER INC, founded in 1971, is a community nonprofit in the Health Care sector that reported $1.5M in total revenue in fiscal year 2024. Revenue surged 100% from the prior year, signaling strong growth momentum. The organization ran a surplus of $757K, a strong 49% operating margin.

Mission

TO PROCLAIM AND DEMONSTRATE THE GOSPEL OF JESUS SO PEOPLE REACH THEIR FULL POTENTIAL IN CHRIST.

Program Service Accomplishments

Program 1

Expenses: $450,833 Revenue: $25,310

CARY CHRISTIAN CENTER IS: A CHRISTIAN COMMUNITY DEVELOPMENT AGENCY, AN INNER CITY MISSION IN A RURAL AREA WITH A FOOD PANTRY, THRIFT STORE, AFTER SCHOOL BIBLE CLASSES, HEALTH EDUCATION TO REDUCE...

CARY CHRISTIAN CENTER IS: A CHRISTIAN COMMUNITY DEVELOPMENT AGENCY, AN INNER CITY MISSION IN A RURAL AREA WITH A FOOD PANTRY, THRIFT STORE, AFTER SCHOOL BIBLE CLASSES, HEALTH EDUCATION TO REDUCE INFANT MORTALITY, EMERGENCY ASSISTANCE, GED COMPUTER LAB, AND VOLUNTEER HOME REPAIR FOR THE POOR. OUR PURPOSE IS TO PROCLAIM AND DEMONSTRATE THE GOSPEL OF JESUS SO THAT PEOPLE REACH THEIR FULL POTENTIAL IN CHRIST.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,506,498

Program Service Revenue $2,988

Investment Income $14,986

Other Revenue $22,322

TOTAL REVENUE $1,546,794

Expense Breakdown

Grants Paid $0

Salaries & Benefits $323,645

Fundraising Expenses $66,493

Program Expenses $450,833

Other Expenses $466,003

TOTAL EXPENSES $789,648

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,546,794	$774,311	+1.0%
Expenses	$789,648	$720,085	+0.1%
Net Income	$757,146	$54,226	+13.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

250

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$45,681

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Carl Watley	CEO	40.00	Officer	$41,780	$3,901	$45,681
Toni Terrett	SECRETARY	2.00	Officer Director	$0	$0	$0
Betty Thomas	DIRECTOR	2.00	Director	$0	$0	$0
Jerry Volger	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
Alexis Hamilton	TREASURER	2.00	Officer Director	$0	$0	$0
John Huizinga	DIRECTOR	2.00	Director	$0	$0	$0
Sherry Huizinga	DIRECTOR	2.00	Director	$0	$0	$0
Jean Deward	DIRECTOR	2.00	Director	$0	$0	$0
Dean Steyling	PRESIDENT	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,546,794	$789,648	$1,235,489	$757,146
2024	$774,311	$720,085	$472,614	$54,226
2023	$720,928	$657,010	$415,750	$63,918
2022	$501,449	$691,518	$348,079	$-190,069
2021	$725,389	$659,812	$539,044	$65,577
2020	$538,093	$541,710	$485,101	$-3,617
2019	$743,816	$574,974	$490,306	$168,842