CARIBBEAN RESOURCE MINISTRIES CRM

EIN: 640871594 501(c)(3) International Affairs

CLINTON, MS

Total Revenue
$72,845
Total Expenses
$92,076
Total Assets
$-19,231
Net Assets
$-19,231
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1996
Legal Domicile
MS
Principal Officer
NEVIL W SELLERS
Tax Period
2023-01-01 to 2023-12-31

CARIBBEAN RESOURCE MINISTRIES CRM, founded in 1996, is a micro nonprofit in the International Affairs sector that reported $73K in total revenue in fiscal year 2023. Revenue surged 35% from the prior year, signaling strong growth momentum. Expenses of $92K exceeded revenue, resulting in a 26% operating deficit.

Mission

Caribbean Resource Ministries is an interdenominational support organiztion whose purpose is to enhance the effectiveness of pastors, Sunday School teachers and other Christian leaders by providing tools

Program Service Accomplishments

Program 1
Expenses: $4,179 Revenue: $5,378

FEBRUARY 2023--CRM SPONSORED A MISSION TRIP TO BELIZE TO BRING AN

Program 2
Expenses: $44,780 Revenue: $44,453

CRM CONDUCTED A SUMMER MISSION TRIP TO BELIZE THAT CONSISTED OF

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $12,278
Program Service Revenue $60,557
Investment Income $0
Other Revenue $10
TOTAL REVENUE $72,845

Expense Breakdown

Grants Paid $0
Salaries & Benefits $23,004
Fundraising Expenses $0
Program Expenses $48,959
Other Expenses $69,072
TOTAL EXPENSES $92,076

Year-over-Year Comparison

2023 2022 Change
Revenue $72,845 $54,091 +0.3%
Expenses $92,076 $57,550 +0.6%
Net Income $-19,231 $-3,459 +4.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
6
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
18
$52,672
Total Directors
18
$52,672
Key Employees
18
$52,672
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Rev W Sellers Exe Director 40
Officer Director Key Emp Highest
$23,004 $0 $23,004
Dr K Rush CPA/Treasurer 40
Officer Director Key Emp
$3,332 $0 $3,332
C E RAMSEY DMD bd cHAIRMAN 30
Officer Director Key Emp
$0 $0 $0
J O Bounds BD Secretary 20
Officer Director Key Emp
$0 $0 $0
Keith McGehee BD Mem & Teach 20
Officer Director Key Emp
$0 $0 $0
Richard Smith BD Asst Chair 20
Officer Director Key Emp
$0 $0 $0
Rev W Sellers Exe. Director 40
Officer Director Key Emp Highest
$23,004 $0 $23,004
Dr K Rush CPA/ Treasurer 40
Officer Director Key Emp
$3,332 $0 $3,332
C E Ramsey DMD BD Chairman 30
Officer Director Key Emp
$0 $0 $0
J O Bounds DVM BD Secretary 20
Officer Director Key Emp
$0 $0 $0
Keith McGehee Bd Mem & Teach 20
Officer Director Key Emp
$0 $0 $0
Richard Smith BD Asst Chair 20
Officer Director Key Emp
$0 $0 $0
Rev W Sellers Exe Director 40
Officer Director Key Emp Highest
$0 $0 $0
Dr K Rush CPA/Treasurer 40
Officer Director Key Emp
$0 $0 $0
C E Ramsey DMD BD Chairman 30
Officer Director Key Emp
$0 $0 $0
J O Bounds BD Secretary 20
Officer Director Key Emp
$0 $0 $0
Keith McGehee BD Mem & Teach 20
Officer Director Key Emp
$0 $0 $0
Richard Smith BD asst Chair 20
Officer Director Key Emp
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $72,845 $92,076 $-19,231 $-19,231
2022 $54,091 $57,550 $-3,459 $-3,459
2021 $55,869 $61,578 $-5,708 $-5,709
2020 $61,156 $38,367 $45,162 $22,789
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