RIPLEY MAIN STREET ASSOCIATION INC (EIN 640948154) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

ELIZABETH BEHM

Phone

6628373295

Tax Period

2023-01-01 to 2023-12-31

RIPLEY MAIN STREET ASSOCIATION INC, founded in 2001, is a small nonprofit in the Community Improvement sector that reported $450K in total revenue in fiscal year 2023. The organization ran a surplus of $333K, a strong 74% operating margin.

Mission

TO FOSTER, PROMOTE, MAINTAIN AND ENCOURAGE THE CIVIC, SOCIAL, COMMERCIAL, TOURIST AND ECONOMIC WELFARE OF THE UPTOWN AND DOWNTOWN PORTIONS OF RIPLEY, TIPPAH COUNTY, MISSISSIPPI.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $405,904

Program Service Revenue $43,888

Investment Income $0

Other Revenue $0

TOTAL REVENUE $449,792

Expense Breakdown

Grants Paid $0

Salaries & Benefits $44,576

Fundraising Expenses $0

Other Expenses $72,044

TOTAL EXPENSES $116,620

Year-over-Year Comparison

	2023	2022	Change
Revenue	$449,792	N/A	N/A
Expenses	$116,620	N/A	N/A
Net Income	$333,172	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$41,031

Total Directors

$41,031

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELIZABETH BEHM	PRESIDENT	40.00	Officer Director	$41,031	$0	$41,031
SHANNON ALEXANDER	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
BETH BENSON	DIRECTOR	N/A	Director	$0	$0	$0
STEPHANIE CLIFTON	TREASURER	N/A	Officer Director	$0	$0	$0
ALECK HOBSON	DIRECTOR	N/A	Director	$0	$0	$0
KACEY MCBRIDE	DIRECTOR	N/A	Director	$0	$0	$0
ANGIE TIDWELL	SECRETARY	N/A	Officer Director	$0	$0	$0
WILL VANCE	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$449,792	$116,620	$404,902	$333,172

RIPLEY MAIN STREET ASSOCIATION INC