CENTRAL MISSISSIPPI REALTORS INC (EIN 646025328) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

STERLING MCCOOL

Phone

6019481332

Tax Period

2023-01-01 to 2023-12-31

CENTRAL MISSISSIPPI REALTORS INC, founded in 1954, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2023. Net assets of $3.7M represent 26 months of operating reserves.

Mission

TRADE ASSOCIATION FOR REALTORS IN THE CENTRAL MS AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $650

Program Service Revenue $1,439,395

Investment Income $261,384

Other Revenue $-13,581

TOTAL REVENUE $1,687,848

Expense Breakdown

Grants Paid $13,000

Salaries & Benefits $353,059

Fundraising Expenses $0

Other Expenses $1,362,213

TOTAL EXPENSES $1,728,272

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,687,848	$1,739,229	0.0%
Expenses	$1,728,272	$1,785,771	0.0%
Net Income	$-40,424	$-46,542	-0.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$103,354

Total Directors

$25,511

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STERLING MCCOOL	PRESIDENT	4.00	Officer Director	$0	$0	$0
YOLANDA PARRIS	PRESIDENT EL	4.00	Officer Director	$0	$0	$0
SELENA LOVEJOY	FIRST VICE P	4.00	Officer Director	$0	$0	$0
DAVID OSTRANDER	TREASURER/EX	50.00	Officer Director	$25,511	$0	$25,511
CHUCK MCGEE	IMMEDIATE PA	4.00	Officer Director	$0	$0	$0
JAMIE HANRY	DIRECTOR	1.00	Director	$0	$0	$0
JAMES CARSON	DIRECTOR	1.00	Director	$0	$0	$0
TANYA BRIEGER	DIRECTOR	1.00	Director	$0	$0	$0
LYNETTE SUTTLAR	DIRECTOR	1.00	Director	$0	$0	$0
JOHN NEWELL	DIRECTOR	1.00	Director	$0	$0	$0
LINDA GRAHAM	DIRECTOR	1.00	Director	$0	$0	$0
TORI HEARD	DIRECTOR	1.00	Director	$0	$0	$0
SHANNON DYE	DIRECTOR	1.00	Director	$0	$0	$0
NITA MARTIN	PREVIOUS EXE	40.00	Officer	$75,208	$2,635	$77,843

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,687,848	$1,728,272	$4,827,238	$-40,424
2022	$1,739,229	$1,785,771	$4,740,514	$-46,542
2022	$1,400,565	$1,753,439	$4,101,614	$-352,874
2021	$1,739,787	$1,699,208	$4,047,948	$40,579
2021	$1,679,349	$1,646,955	$4,158,452	$32,394
2020	$1,805,374	$1,744,462	$3,698,929	$60,912
2019	$1,762,010	$1,761,544	$3,497,552	$466

CENTRAL MISSISSIPPI REALTORS INC