NATIONAL PAWNBROKERS ASSOCIATION

EIN: 650002221

VICTOR, NY

Total Revenue
$1,865,652
Total Expenses
$2,096,328
Total Assets
$3,601,215
Net Assets
$2,817,800
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1992
Legal Domicile
IL
Principal Officer
KRISTEN WILLIAMS
Phone
5857344606
Tax Period
2023-01-01 to 2023-12-31

NATIONAL PAWNBROKERS ASSOCIATION, founded in 1992, is a community nonprofit that reported $1.9M in total revenue in fiscal year 2023. Expenses of $2.1M exceeded revenue, resulting in a 12% operating deficit.

Mission

TO ACCURATELY REPRESENT INDEPENDENT PAWNBROKERS AND THEIR INTERESTS THROUGH EDUCATION, MENTORING AND LEGISLATION.

Program Service Accomplishments

Program 1

NATIONAL PAWNBROKERS ASSOCIATION IS A TRADE ASSOCIATION THAT SUPPORTS INDEPENDENT PAWNBROKERS. THE ORGANIZATION OFFERS EDUCATION AND NETWORKING FOR ITS MEMBERS AND ADVOCATES FOR THE INDUSTRY AT THE...

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NATIONAL PAWNBROKERS ASSOCIATION IS A TRADE ASSOCIATION THAT SUPPORTS INDEPENDENT PAWNBROKERS. THE ORGANIZATION OFFERS EDUCATION AND NETWORKING FOR ITS MEMBERS AND ADVOCATES FOR THE INDUSTRY AT THE NATIONAL LEVEL. THE ORGANIZATION SEEKS TO PROVIDE ITS MEMBERS WITH THE RESOURCES AND SUPPORT FOR ENHANCING THE IMAGE AND ACCEPTANCE OF PAWNBROKERS THROUGH ACTION, REPRESENTATION, AND BEST PRACTICES. THE ORGANIZATION PUBLISHES A "NATIONAL PAWNBROKER" MAGAZINE THAT IS PROVIDED TO APPROXIMATELY 1,400 MEMBERS AND 200 INDUSTRY PARTNERS TO EDUCATE PAWNBROKERS AND PROMOTE THE INDUSTRY. THE ORGANIZATION ALSO PROVIDES EDUCATIONAL CONFERENCES AND TRAINING SEMINARS TO INFORM MEMBERS OF METHODS TO IMPROVE THEIR PAWNBROKERS BUSINESSES. THE ORGANIZATION PUBLISHES A NEWSLETTER TO ITS MEMBERS TO INFORM THEM OF UPCOMING CONFERENCES AND TRAINING SEMINARS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,791,840
Investment Income $68,432
Other Revenue $5,380
TOTAL REVENUE $1,865,652

Expense Breakdown

Grants Paid $0
Salaries & Benefits $512,455
Fundraising Expenses $0
Other Expenses $1,583,873
TOTAL EXPENSES $2,096,328

Year-over-Year Comparison

2023 2022 Change
Revenue $1,865,652 $1,876,438 0.0%
Expenses $2,096,328 $2,117,912 0.0%
Net Income $-230,676 $-241,474 0.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
19
Independent Members
19
Employees
5
Volunteers
55

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$193,320
Total Directors
19
$193,320
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN WHITESIDE PRESIDENT 1.00
Officer Director
$0 $0 $0
BOYD NAYLOR PAST PRESIDE 1.00
Officer Director
$0 $0 $0
BILL DAWSON VICE PRESIDE 1.00
Officer Director
$0 $0 $0
CHAD CARTER SECRETARY 1.00
Officer Director
$0 $0 $0
MICHAEL GOLDSTEIN TREASURER 1.00
Officer Director
$0 $0 $0
BETH ANUNDI DIRECTOR 1.00
Director
$0 $0 $0
ROBERT BARNETT DIRECTOR 1.00
Director
$0 $0 $0
RANDI BUTTERFIELD DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL COHEN DIRECTOR 1.00
Director
$0 $0 $0
TIM COLLIER DIRECTOR 1.00
Director
$0 $0 $0
JAY DUNBAR DIRECTOR 1.00
Director
$0 $0 $0
PERRY LEWIN DIRECTOR 1.00
Director
$0 $0 $0
LISA LITTLE DIRECTOR 1.00
Director
$0 $0 $0
CHRIS MCCARTHY DIRECTOR 1.00
Director
$0 $0 $0
JEREMY POWELL DIRECTOR 1.00
Director
$0 $0 $0
SCOTT TIEMANN DIRECTOR 1.00
Director
$0 $0 $0
ANTHONY VANEGAS DIRECTOR 1.00
Director
$0 $0 $0
JEFF WILHELM DIRECTOR 1.00
Director
$0 $0 $0
KRISTEN WILLIAMS EXECUTIVE DI 40.00
Officer Director
$193,320 $0 $193,320
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $1,865,652 $2,096,328 $3,601,215 $-230,676
2022 $1,876,438 $2,117,912 $3,541,826 $-241,474
2021 $1,384,066 $1,922,756 $4,357,939 $-538,690
2020 $951,512 $1,453,477 $4,319,767 $-501,965
2019 $1,625,525 $1,657,416 $4,844,842 $-31,891
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