Habitat for Humanity of the Middle Keys Inc

EIN: 650279086 501(c)(3) Housing & Shelter

Marathon, FL

Total Revenue
$1,096,181
Total Expenses
$917,347
Total Assets
$7,964,416
Net Assets
$4,598,346
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1991
Legal Domicile
FL
Principal Officer
Christine Todd Young
Phone
3057439828
Tax Period
2025-01-01 to 2025-12-31

Habitat for Humanity of the Middle Keys Inc, founded in 1991, is a community nonprofit in the Housing & Shelter sector that reported $1.1M in total revenue in fiscal year 2025. Revenue fell 55% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $179K, a strong 16% operating margin.

Mission

Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for Humanity of the Middle keys adheres to a strict non-proselytizing policy and will not offer assistance on the express or implied condition that people must adhere to

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $266,047
Program Service Revenue $475,452
Investment Income $53,000
Other Revenue $301,682
TOTAL REVENUE $1,096,181

Expense Breakdown

Grants Paid $0
Salaries & Benefits $321,503
Fundraising Expenses $0
Program Expenses $727,288
Other Expenses $595,844
TOTAL EXPENSES $917,347

Year-over-Year Comparison

2025 2024 Change
Revenue $1,096,181 $2,439,241 -0.6%
Expenses $917,347 $2,759,253 -0.7%
Net Income $178,834 $-320,012 -1.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
13
Volunteers
458

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
7
$0
Key Employees
1
$94,187
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Andres Herrera President 4.00
Officer Director
$0 $0 $0
Cindy McKnight Vice President 1.00
Officer Director
$0 $0 $0
Christine Todd Young Executive Director 40.00
Key Emp Highest
$94,187 $0 $94,187
Lisa Ziels Secretary 1.00
Officer Director
$0 $0 $0
John Krainer Tresurer 1.00
Officer Director
$0 $0 $0
Ivana Micovic Director 1.00
Director
$0 $0 $0
David May Director 1.00
Director
$0 $0 $0
Jason Boyd Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,096,181 $917,347 $7,964,416 $178,834
2024 $2,439,241 $2,759,253 $7,873,608 $-320,012
2023 $1,802,822 $789,264 $8,285,991 $1,013,558
2022 $635,114 $425,014 $5,354,643 $210,100
2021 $1,307,419 $1,481,940 $5,213,904 $-174,521
2020 $2,155,292 $1,579,549 $5,595,868 $575,743
2019 $1,891,334 $1,818,010 $5,118,278 $73,324
2018 $1,472,131 $880,658 $3,098,909 $591,473
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