Habitat for Humanity of the Middle Keys Inc

EIN: 650279086 501(c)(3) Housing & Shelter

Marathon, FL

Total Revenue
$1,096,181
Total Expenses
$917,347
Total Assets
$7,964,416
Net Assets
$4,598,346
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Financial Trends

Organization Details

Formation Year
1991
Legal Domicile
FL
Principal Officer
Christine Todd Young
Phone
3057439828
Tax Period
2025-01-01 to 2025-12-31

Habitat for Humanity of the Middle Keys Inc, founded in 1991, is a community nonprofit in the Housing & Shelter sector that reported $1.1M in total revenue in fiscal year 2025. Revenue fell 55% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $179K, a strong 16% operating margin.

Mission

Seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for Humanity of the Middle keys adheres to a strict non-proselytizing policy and will not offer assistance on the express or implied condition that people must adhere to

Program Service Accomplishments

Program 1
Expenses: $727,288 Revenue: $784,118

Homeownership Program: Families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner...

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Homeownership Program: Families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner familys needs, but small enough to keep construction and maintenance costs affordable. By using labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modesst, using donated construction materials and appliances, and issuing no-profit loans, Habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth.

Program 2
Expenses: $0 Revenue: $0

Neighborhood Revitalization Program: Through our neighborhood revitalization work, we tailor our efforts by partnering locally with residents and community leaders and organizations to best address...

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Neighborhood Revitalization Program: Through our neighborhood revitalization work, we tailor our efforts by partnering locally with residents and community leaders and organizations to best address the real concerns of the community and improve the lives of the people who liver there. Using a data-driven and customizable approach, we focus on first understanding the concerns of the residents and then empowering these residents to lead the projects they want to see. Alongside Habitat, residents work with churches, schools, new and longstanding neighborhood coalitions, local government entities, and other community partners to achieve their goals. Because each neighborhoods challenges and aspirations are different, the framework acts as a guide that can be tailored to the goals of each commnuity. Thats why neighborhood revitalization can look like anything from developing public parks to organizing safety meetings with the local policy department to rehabbing and reopening schools, stores and homes.

Program 3
Expenses: $0 Revenue: $0

Home Preservation Program: Our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and...

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Home Preservation Program: Our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes because of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life and safety issues or code violations. Volunteer teams work along with subcontractors under the direction of Haabitat for Humanity of the Middle Keys staff members to complete the repairs.

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $266,047
Program Service Revenue $475,452
Investment Income $53,000
Other Revenue $301,682
TOTAL REVENUE $1,096,181

Expense Breakdown

Grants Paid $0
Salaries & Benefits $321,503
Fundraising Expenses $0
Program Expenses $727,288
Other Expenses $595,844
TOTAL EXPENSES $917,347

Year-over-Year Comparison

2025 2024 Change
Revenue $1,096,181 $2,439,241 -0.6%
Expenses $917,347 $2,759,253 -0.7%
Net Income $178,834 $-320,012 -1.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
13
Volunteers
458

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
7
$0
Key Employees
1
$94,187
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Andres Herrera President 4.00
Officer Director
$0 $0 $0
Cindy McKnight Vice President 1.00
Officer Director
$0 $0 $0
Christine Todd Young Executive Director 40.00
Key Emp Highest
$94,187 $0 $94,187
Lisa Ziels Secretary 1.00
Officer Director
$0 $0 $0
John Krainer Tresurer 1.00
Officer Director
$0 $0 $0
Ivana Micovic Director 1.00
Director
$0 $0 $0
David May Director 1.00
Director
$0 $0 $0
Jason Boyd Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,096,181 $917,347 $7,964,416 $178,834
2024 $2,439,241 $2,759,253 $7,873,608 $-320,012
2023 $1,802,822 $789,264 $8,285,991 $1,013,558
2022 $635,114 $425,014 $5,354,643 $210,100
2021 $1,307,419 $1,481,940 $5,213,904 $-174,521
2020 $2,155,292 $1,579,549 $5,595,868 $575,743
2019 $1,891,334 $1,818,010 $5,118,278 $73,324
2018 $1,472,131 $880,658 $3,098,909 $591,473
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