ST LUCIE COUNTY CHAMBER OF COMMERC… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

TERISSA ARONSON

Phone

7725959999

Tax Period

2023-10-01 to 2024-09-30

ST LUCIE COUNTY CHAMBER OF COMMERCE INC, founded in 1993, is a small nonprofit that reported $500K in total revenue in fiscal year 2023.

Mission

TO HELP BUSINESSES PROSPER THROUGH ADVOCACY, EDUCATION AND EXPOSURE.

Program Service Accomplishments

Program 1

THE PURPOSE AND OBJECTIVE OF THE CHAMBER, IS TO ENCOURAGE GENERAL BUSINESS AND COMMUNITY BETTERMENT, DEVELOPMENT AND GROWTH. THIS IS TO BE ACCOMPLISHED THROUGH PROMOTING AND CONDUCTING ECONOMIC...

THE PURPOSE AND OBJECTIVE OF THE CHAMBER, IS TO ENCOURAGE GENERAL BUSINESS AND COMMUNITY BETTERMENT, DEVELOPMENT AND GROWTH. THIS IS TO BE ACCOMPLISHED THROUGH PROMOTING AND CONDUCTING ECONOMIC PROGRAMS, CODUCTING PROGRAMS OF A CIVIC, SOCIAL AND CULTUAL NATURE, PRESERVING THE COMPETITIVE ENTERPRISE SYSTEM AND REPRESENTING THE BUSINESS AND GENERAL COMMUNITY INTEREST.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $265,519

Program Service Revenue $236,242

Investment Income $10,430

Other Revenue $-12,442

TOTAL REVENUE $499,749

Expense Breakdown

Grants Paid $0

Salaries & Benefits $302,469

Fundraising Expenses $0

Other Expenses $231,958

TOTAL EXPENSES $534,427

Year-over-Year Comparison

	2023	2022	Change
Revenue	$499,749	$511,390	0.0%
Expenses	$534,427	$513,582	+0.0%
Net Income	$-34,678	$-2,192	+14.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$120,931

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW TREADWELL	CHAIR	1.00	Officer Director	$0	$0	$0
BARRY DEETS	BOARD MEMBER	1.00	Director	$0	$0	$0
BRAD CURRIE	BOARD MEMBER	1.00	Director	$0	$0	$0
CAROLINE HAMBY	BOARD MEMBER	1.00	Director	$0	$0	$0
CHARLOTTE BIRELEY	BOARD MEMBER	1.00	Director	$0	$0	$0
DANA MCSWEENEY	CHAIR ELECT	1.00	Director	$0	$0	$0
JEREMIAH JOHNSON	BOARD MEMBER	1.00	Director	$0	$0	$0
JIM HARTLEY	TREASURER	1.00	Officer Director	$0	$0	$0
JOHN HEANING	BOARD MEMBER	1.00	Director	$0	$0	$0
LARRY LEET	BOARD MEMBER	1.00	Director	$0	$0	$0
LESLIE KRISTOF	BOARD MEMBER	1.00	Director	$0	$0	$0
LORI MATICH	BOARD MEMBER	1.00	Director	$0	$0	$0
LUCY BRAVO	BOARD MEMBER	1.00	Director	$0	$0	$0
MARIE LETIN	BOARD MEMBER	1.00	Director	$0	$0	$0
MARSHALL CRITCHFIELD	BOARD MEMBER	1.00	Director	$0	$0	$0
MAUREEN SALTZER	BOARD MEMBER	1.00	Director	$0	$0	$0
NIKITA LLOYD	BOARD MEMBER	1.00	Director	$0	$0	$0
PATRICIA CHRISTENSEN	BOARD MEMBER	1.00	Director	$0	$0	$0
PAUL BOBO	BOARD MEMBER	1.00	Director	$0	$0	$0
PETE FERGUSON	BOARD MEMBER	1.00	Director	$0	$0	$0
RICHARD AHRENS	BOARD MEMBER	1.00	Director	$0	$0	$0
SEAN BOYLE	IMMEDIATE PAST CHAIR	1.00	Officer Director	$0	$0	$0
SHRITA WALKER	CHAIR ELECT	1.00	Officer Director	$0	$0	$0
STEPHANIE MORGAN	BOARD MEMBER	1.00	Director	$0	$0	$0
THERESA MYERS	BOARD MEMBER	1.00	Director	$0	$0	$0
TIM MOONEY	BOARD MEMBER	1.00	Director	$0	$0	$0
TONYA WOODSWORTH	BOARD MEMBER	1.00	Director	$0	$0	$0
WILL ARMSTEAD	BOARD MEMBER	1.00	Director	$0	$0	$0
RACHEL HAMILTON	BOARD MEMBER	1.00	Director	$0	$0	$0
BEN HINSON	BOARD MEMBER	1.00	Director	$0	$0	$0
ERIC BENNETT	BOARD MEMBER	1.00	Director	$0	$0	$0
BILL MAY	BOARD MEMBER	1.00	Director	$0	$0	$0
JEFF ALLMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
MARY ANN MATTEO	BOARD MEMBER	1.00	Director	$0	$0	$0
TERISSA ARONSON	PRESIDENT/CEO	40.00	Officer	$109,486	$11,445	$120,931

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$499,749	$534,427	$1,136,490	$-34,678
2023	$511,390	$513,582	$1,122,684	$-2,192
2022	$486,365	$530,500	$1,148,786	$-44,135
2021	$483,397	$403,579	$530,883	$79,818
2020	$383,694	$376,653	$493,947	$7,041
2019	$430,864	$662,686	$291,400	$-231,822
2018	$456,639	$467,852	$516,922	$-11,213

ST LUCIE COUNTY CHAMBER OF COMMERCE INC