Partners For Self Employment Inc (EIN 650464173) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Phone

3054381407

Tax Period

2023-01-01 to 2023-12-31

Partners For Self Employment Inc, founded in 1993, is a community nonprofit in the Employment sector that reported $2.2M in total revenue in fiscal year 2023. Revenue decreased 8% compared to the prior year. The organization ran a surplus of $417K, a strong 19% operating margin.

Mission

To promote financial well-being of low to moderate income individuals and businesses in South Florida via business and financial literacy training and providing opportunities to borrow and save.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,161,919

Program Service Revenue $27,854

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,189,773

Expense Breakdown

Grants Paid $1,461,496

Salaries & Benefits $119,117

Fundraising Expenses $0

Program Expenses $1,587,589

Other Expenses $192,589

TOTAL EXPENSES $1,773,202

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,189,773	$2,388,147	-0.1%
Expenses	$1,773,202	$326,113	+4.4%
Net Income	$416,571	$2,062,034	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Ellen Kempler	President	2.00	Director	$0	$0	$0
Nadine Olmann	Secretary	2.00	Director	$0	$0	$0
Christopher Payne	Treasurer	2.00	Director	$0	$0	$0
Maria Coto	Executive Director	40.00	Officer	$0	$0	$0
Mario Ernesto Goderch III	Member	2.00	Director	$0	$0	$0
Robert Rogers	Chairman	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,189,773	$1,773,202	$6,937,704	$416,571
2022	$2,388,147	$326,113	$6,468,111	$2,062,034
2021	$1,203,188	$358,059	$4,377,623	$845,129
2020	$2,731,073	$2,238,453	$3,656,855	$492,620
2019	$859,957	$350,621	$3,066,903	$509,336
2018	$856,906	$434,507	$2,701,612	$422,399

Partners For Self Employment Inc