ST LUCIE HABITAT FOR HUMANITY INC

EIN: 650631850 501(c)(3)

FORT PIERCE, FL

Total Revenue
$3,188,257
Total Expenses
$3,950,910
Total Assets
$7,224,496
Net Assets
$892,166
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
FL
Principal Officer
ROBERT CALHOUN
Phone
7724641117
Tax Period
2023-07-01 to 2024-06-30

ST LUCIE HABITAT FOR HUMANITY INC, founded in 1995, is a community nonprofit that reported $3.2M in total revenue in fiscal year 2023. Expenses of $4.0M exceeded revenue, resulting in a 24% operating deficit.

Mission

PROVIDE HOUSING TO LOW INCOME FAMILIES

Program Service Accomplishments

Program 1
Expenses: $3,426,630 Revenue: $2,009,205

DURING THE FISCAL YEAR, ST. LUCIE HABITAT FOR HUMANITY HELPED TO PROVIDE DECENT, AFFORDABLE HOUSING FOR SEVERAL FAMILIES IN ST. LUCIE COUNTY THOUGH THE BUILDING OR RENOVATING HOMES. HOMES WERE...

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DURING THE FISCAL YEAR, ST. LUCIE HABITAT FOR HUMANITY HELPED TO PROVIDE DECENT, AFFORDABLE HOUSING FOR SEVERAL FAMILIES IN ST. LUCIE COUNTY THOUGH THE BUILDING OR RENOVATING HOMES. HOMES WERE REPAIRED FOR ELDERLY, DISABLED, AND VETERAN CITIZENS WHO OWN AND OCCUPY THEIR HOMES. OVER 1500 VOLUNTEERS WERE MOBILIZED LOCALLY TO WORK TOGETHER TO IMPROVE THE COMMUNITY. HOMEOWNERS BENEFITTED FROM BUDGET COUNSELING AND HOMEOWNERSHIP WORKSHOPS, AND PAY LOW-COST, NO-INTEREST MORTGAGES, CREATING A FUNDING SOURCE FOR FUTURE PROJECTS. HABITAT HOMEOWNERS SEND THEIR KIDS TO NEIGHBORHOOD SCHOOLS, MAINTAIN LOCAL EMPLOYMENT, AND CONTRIBUTE TO THE COMMUNITY AND THE LOCAL ECONOMY, ALL WHILE ENJOYING THE STABILITY THAT HOMEOWNERSHIP BRINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,178,235
Program Service Revenue $2,000,578
Investment Income $-7,921
Other Revenue $17,365
TOTAL REVENUE $3,188,257

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,050,949
Fundraising Expenses $171,865
Program Expenses $3,426,630
Other Expenses $2,899,961
TOTAL EXPENSES $3,950,910

Year-over-Year Comparison

2023 2022 Change
Revenue $3,188,257 $3,061,035 +0.0%
Expenses $3,950,910 $3,588,376 +0.1%
Net Income $-762,653 $-527,341 +0.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
40
Volunteers
516

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$103,367
Total Directors
10
$103,367
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
TERRYE BRANCH PRESIDENT 2.00
Officer Director
$0 $0 $0
DALTON SMITH VICE PRESIDENT 2.00
Officer Director
$0 $0 $0
JOHN O'SHEA TREASURER 2.00
Officer Director
$0 $0 $0
PATRICIA GARCIA KING SECRETARY 2.00
Officer Director
$0 $0 $0
VINCENT CRENSHAW DIRECTOR 2.00
Director
$0 $0 $0
GITA PATEL DIRECTOR 2.00
Director
$0 $0 $0
MIKE OWEN DIRECTOR 2.00
Director
$0 $0 $0
AMBER WOODS DIRECTOR 2.00
Director
$0 $0 $0
SOLANGE MUNIZ-RODRIGUEZ DIRECTOR 2.00
Director
$0 $0 $0
ROBERT CALHOUN EXECUTIVE DIRECTOR 40.00
Officer Director
$100,326 $3,041 $103,367
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $3,188,257 $3,950,910 $7,224,496 $-762,653
2023 $3,061,035 $3,588,376 $7,095,541 $-527,341
2022 $2,717,014 $1,881,025 $5,427,942 $835,989
2021 $2,971,786 $2,854,926 $3,645,318 $116,860
2020 $2,746,658 $3,052,293 $3,668,726 $-305,635
2019 $2,335,266 $2,233,573 $2,926,721 $101,693
2018 $2,227,128 $2,395,146 $2,338,800 $-168,018
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