SECOND CHANCE - LAST OPPORTUNITY (EIN 650699257) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Principal Officer

APRIL GLASCO

Phone

9413608660

Tax Period

2024-10-01 to 2025-09-30

SECOND CHANCE - LAST OPPORTUNITY, founded in 1996, is a small nonprofit in the Human Services sector that reported $541K in total revenue in fiscal year 2024. Revenue fell 21% from the prior year — a significant decline worth monitoring. Expenses of $678K exceeded revenue, resulting in a 25% operating deficit.

Mission

OUR MISSION IS TO PROVIDE A VARIETY OF EDUCATIONAL TRAINING PROGRAMS, STREET OUTREACH, AND INSPIRATIONAL YOUTH PROGRAMMING TO AT-RISK TEENS, TEEN MOTHERS, LOW INCOME FAMILIES AND THE HOMELESS WHO FACE MULTIPLE HEALTH, SOCIAL AND ECONOMIC CHALLENGES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $541,244

Program Service Revenue $0

Investment Income $20

Other Revenue $0

TOTAL REVENUE $541,264

Expense Breakdown

Grants Paid $0

Salaries & Benefits $413,757

Fundraising Expenses $8,762

Program Expenses $377,966

Other Expenses $263,774

TOTAL EXPENSES $677,531

Year-over-Year Comparison

	2024	2023	Change
Revenue	$541,264	$687,073	-0.2%
Expenses	$677,531	$801,514	-0.2%
Net Income	$-136,267	$-114,441	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
APRIL GLASCO	EXECUTIVE DI	40.00	Highest	$131,244	$0	$131,244
DAVIS GOLDMAN	PRESIDENT	2.00	Officer Director	$0	$0	$0
RENEE HAMAD	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
JOHN WALKER JR	BOARD MEMBER	2.00	Director	$0	$0	$0
ALICE-MARY KLEBER	TREASURER	2.00	Officer Director	$0	$0	$0
SHA'QUESS MAPPS	SECRETARY	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$541,264	$677,531	$347,112	$-136,267
2024	$687,073	$801,514	$520,373	$-114,441
2023	$1,511,737	$639,587	$1,231,898	$872,150
2023	$881,555	$786,382	$555,269	$95,173
2022	$585,811	$507,500	$340,125	$78,311
2021	$460,570	$380,571	$297,662	$79,999
2020	$371,858	$208,721	$224,058	$163,137

SECOND CHANCE - LAST OPPORTUNITY